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D < < 'I., •11 famous Medical Authority, say*Wherever a box of Mff ft Zam-Buk is handy this balm may be relied upon as an # |H antiseptic dressing which requires no preparation and baa /I f|? the additional advantage of possessing unique soothing m» and healing properties." Every home needs Zam-Buk. UfUqwÛZed for Cuts. Skin Scalp and all Soi.d by Chemists in sealed bo:.r:el only. Beware ofi..tii"kmL A Family iMMlMji. Investment RECENTLY a family of ten walked into a London Bank and astonished the cashier by buying, each one of them, 500 Savings Certificates. The total cost of the Certifi- cates was £ 3,875. In ten years' time that family will receive back Six Thousand Five Hundred Pounds I-a clear profit of 12,625 earned by simply waiting for it! Of course, it is obvious that such a family must be fairly wealthy. Most families cannot contemplate investing thousands. The point of the story, however, is this. If Savings Certincates are good enough for the wealthy to buy them "up to the hilt," they are good enough for YOU, who can, perhaps, invest only hundreds, or tens, or pounds Cavincfs QjCERTIFICATES Buy them YOURSELF. Advise YOUR WIFE to invest her housekeeping savings in them. Teach YOUR CHILDREN to save their pocket money to buy them. If you hold a j,,516 Certificate for io years you get back £ i :6:o EVERY CERTIFICATE YOU BUY ADDS EALF-A-GUINEA TO THE FAMILY FORTUNE Sav ogs C-rtific tc* are obtainable thresh a Savings Association, or from any Bank. Money Order Post Office or OfficiaJ A seat. j.; -k[, MONEY IEEE 1 REMEMBER the man "7-i' ready money ED §K 'a master o~ the market. (m H WE are prepared, at short jg ml notice, and without preli- jgjj ml minaj-y fees, to ||] IHj fros: £ 10 upward* ■ ffln privately, on Note of ||j jjjjj Hand only, on reasonable jj|] ■j terms, and the RR 1 HONEY can be repaid by assy in- {g]| flfl] atalmenta to suit Bor- ™ ■j rower's convenience. || 1 GEORGE PAYNE & SONS, 1 ? 3, Crescent Road, RHYL. IIID I N.B.-Write for pamphlet of teeti- I ffi monials from satisfied Borrowers jp jjjjj writers' name# being omitted) sent, jjnj ■ post free, in amted cover. jj| rA JUAN. l'w rhoi allan az ymrwymiad personcl. Ymofyner a Mr. D. J. Da vies, ttoflpaotant and Auditor, 20, Eleanor Street, PaiwarTon. (Jy.30.20;. S20 to £1000 A FRIVAliSLS TO FARMERS -DE {f9E&DEES AND HOUSEHOLDIULS on Not4 Saad. Diatanca BO object. Business oem- }9ile(bed though the Poat. Interest and Repay- 1118nte kywest in England and W j also on YJtSm Policies BeT«<rsioB and Mortgages at 5 •p«f eeot per annum.—Apoly oar poat only far tr*e prospectus. NATIONAL'ABVANOE and INVESTMENT SOCIETY, Lid., Corpom ttpQ Streei, Manchester. Tc 6066 City, Eaik UB7. Branch Office: Tows Hall Ch-umbem QweMi Strbnt. Rhsi. jyjONEY BNT » KTVATELY. S20 to S1000 AT A FEW HOURS' NOTICE FOR AGREED PSRZODi. NOTE OF HAND OSLY. B t a. d. ao ai o o 80 81 19 fi 4e 4ft o o so 52 10 0 108 105 0 0 1,000 1,060 -0 0 fkn&a repayment, accepted by special aoxaage. meant, or it desired the advance can remain gyolt by paying interest half-yearly^ iistaaoe bo object, can be Been personally daiy m Nortt Wales for irt-ervais by appointment. JSsistirLg Loana can be paid off amd larger ad. yaaceB made at much lower interest. Strict Mnraoy ^oaraiuteed whether bnadaeM done or 808. Do not hesitate. Appiy personally, or if fcaoanTeniaat to caM apply by letter, as bust nem can be arranged by post. Tra wit aTeid paying extortionate interest, 8IJ he&vr repayment aboro your means by applying k ffHE MANAGER, 31 FARRAR ROAD, BANGOR. iptASH LENT.— £ 25 TO £ 5000 i*—' to Responsible Ladies and Gentlemen on troTE OF HAND WITHOUT ANY SECURITY. Terms 10 per cast aad 15 per owt. according to eireamstauses. STRICTEST PRIVACY OBSERVED. NO FEES TO PAY. aa6 REPAY £1 MONTHLY. fO REPAY £ 2 MONTHLY. 00 REPAY £ 5 MONTHLY. 95M REPAY 235 MONTHLY. Alw Loans payable Quarterly and Half yeaely. Apply to a reliable Firm, and you Save Mooey. SAMTTSLS AND CO., 5, JOHN DALTON STREET, MANCHESTER. The Orls^naS Haney-a THREE SALTS—^ Nature's remedy £ cr K beuraatism, Goat, A*c. Makes and H keeps you "tit." H or i/9^ ■ 4^1^rr>m the TO' ker, ■ ^m^€M I -|| t' — -i^- f r-~ OAISCIELLAOridEOUS PULIÆTS AND DUCKS, laying 10/6 each, — R,6 dozen. Chickens two month* old 2/6 Mich, lIJf- dozen, 12 chicks and mother, V) list free.-IfewmeU. Stratford. Essex. A SUGGESTION. TRY THORLBY'S FOOD FOR YOUR HC RSES one montk and note resolte (Jan.3.) POULTRY KEEPERS SHOULD write to Joseph Thorley. Ltd., Caledonian Read, King's Cross, London, N. 1. who are L p manufacturers of OVUM, Thorley'& Poul- W*7 Spice, for Tkorley'a Poultry Keepers' Account BODk. Book giving usaful Hints to Poultry Keepers aad Eigf: Record Card. Sent Free. (Jan.3). ST. PATRICK'3 HOSPITAL, DtJHLUf. In addition to the Main Hospital in James's Street, the Covarnora have Branch Establiahmsnts at St. Hdmundsborv, Lucan, standing is a Demesne of 300 Acres, and provided with every facility for tl e Curative Treatmest of Mental Cxocs. The Mansion of St. Edmuadsbmry has been adapted for the Treakmest of Ladies, and a Villa specially bmiit to accomsaodats a limited number of Gentlemen. Urgent Caaes can be admitted te the Hoepital en applicatioa to the Medictl Soperiatendont. For further particulars, forms, etc., apoly to THE REGISTRAR,' St. Patrick's Hospital, James's Street, DuJtlia. Yè,- Ladies! Wood's Challenge Remedy la ra-nt-eed under the øum of JBIQO to -ure when oti'fnp fail. Far saoerior to Pills Pellets, or any Oratmefctad traetmant. For ill cases of irr»(fulaxities, however obstinate, CHALLENGE. REMEDY is sniprene. Price 5s., 5s., Special 12s. Stamp for advice, Swteblished 30 year*. Mr. and Mrs. A. K. Wood, Iiøb., 20, Louis Street, Leeds. White Star Line ROYAL AND UNITED STATES MATI. STEAMERS. Etamenlror and Freight Saili*^— SOUTHAMPTON AND CHERBOURG TO NEW YORK. ADRIATIC Tuesday, Decataker 16 ADRIATIC Wed«€»day, Jansary 21 LIVERPOOL TO NEW YORK. BBLGIC (Tia Havre and Halifax) Wednes- day, December IT. CHLTIC Tmesday, December 23 IJVERiPOOIj TO BOSTON. OAKLAND (Cargs wia-y) Satm-day, Dec. 20 iJENOA AND NAPLES TO BOSTON AND NBW YOMt. (Via GibraltaH. ( RSTIC Frem Gesoa, December 19, lroia Nafte, Dwrinr Z. WHITE STAR—DOMINION LINE TO CANADA LITBRPOOL TO HALIFAX ANB PORT- LAND. Me Sailings later. LIVERPOOL TO PORTLAND, Me. (Direct) DOMINION (Cargo only) Satarday, Dec. 20 BRISTOL TO PORTLAND, Me. (Direct). COftMSHMAN (Cajpge only) Saturday Peceaaber M. Fer further particulars apply te White Star Line, Liverpool, Soatharapton Bristol- Loadon: 1, Coekspar Street, S.W. 1, and 38, Leadenhall Street, E.C. 1 ^ou caP make rich I I cakes like this with I I YCK BIRD'S I 5 Egsr Substitute f • r — iin-ft

I MANiON O'R MYMYDDj

NERFAU GWEINIAID

HERALD FACH Y PLANT .

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