The North Wales Express

HOLYWELL PARISH CHARITIES. LETTER VIII. Continued from our last. The following is a list of the charities in this parish and the persons authorized to distribute them Annual nett Charity. amount about Distributors. XS. D. E & N, George 27 0 0 Churchwardens and overseera. (1) Ellis Farry 52 0 0 do (2) do 5 4 0 do Griffith Jones 14 0 do Wenlcck 1,0 0Vicar of Holywell. Margaret Pennant 1 10 0Vicar and church- wardens. Middleton 5 0 0 do Mrs Jones & Mrs Edwards 2 0 0 Vicar of Holywell. Mr Pennant. Jun. 15 0 0 Vicar of Whitford. Mrs Jones (Reek) 0 8 0 Vicar and church- wardens. Humch. Roberts 14 12 S Churchwardens & overseers. Emma Willuma 15 11 8 Yicar and church- wardens. John Hughes 43 10 0 Do and 4 laymen. Grammar School 3 0 0Vicar of Holywell. Total about X187 5 4 Out of this amount Bagillt Church receives in bread, clothing tickets, and money, £ 21 Is 4d, and Bum- ford Church t6 Is, while Holywell Chuzch takes the lion's share,— £ 160 Mr John Valentine Hi rri-on, solicitor, Holywell, "who died June 21, 1878, bequeathed to the Korrau Catholic priest, for the time being of the Roman Catholic Chapel, Holywell, £100, to be by him at his own discretion distributed on the fea't day of St. Patrick, Apostle of Ireland, confcss^r and bishop, or such other days and times as to him I shall seem most meet amongst the poor of the Roman Catholic church." And "to the in- cumbent of the Holywell Parish Church, for the I time bting the sum of £ 50 to be by him at his can discretion distributed on St David's Day, the feast of St. David's, patron ot Wales, confessor ani bishop, or such other days and times as to him .shall seem most justly meet amongst the "poor and belonging to the High Church party of the Established Church of England, and to those only who are net Pxote-t .nt, but are tolerant of the established Church of Rome." In consequence of the insufficiency of the estate to meet the legacies in full, the executors reduced the legacies pro rata. The actual amounts paid in respect of the above legacies were handed, May 21st, 18 1 to thn Rev I George Kammerlocher. the rtoman Catholic priest at Holywell, £39 3s 01, and to the Rev R. O. Williams, vicar of Holywell, 119 12s 2d. The executors have not to this day (January, 1883) been informed of any distribution How the vicar of Holywell could receive the money upon such conditions as thos3 given in the will is marvellous; and to know who the recipients are or shall be partakers will be interesting. Mr Thomas Owens's Charity. Mr Owens, Beuno Cottage, Holywell, who died 1st June, 1882, aged 85 yeu-rs, bequeathed to his executors the sum of J6200 to distribute yearly about Christmas until the sum is all distributed in gifts of warm use- ful clothing to auchpaor widows from 60 years of age and upwards, being members of Protestaut Dissenting Christian Churches at Holywell, and so that each such gift Of clothing shall be of the value of five shillings." The first distribution was made January 6th, 1883, when 56 p or widows received five shillings worth of clothing each. The following miscellaneous items touching this parish illllY be interesting :— 1. Farish Deeds. There his been much contention one time after another between t".e r vicars of Holywell and the parishioners touching I the custody of the-parish documents and deeds. I In 1805, the then vicar, the Rev John Lloyd, I refu ed to give up the parish deeds when requested I by the vestry. In April, 1878, the. vestry ordered j th at as the late churchwardens had not bal.L <>1 I the charity accounts that the books be examined by > u accountant and that proceedings be taken j forthwith to recover the balance." In 1743, the vicar, the Rev Ellis Price, protested and tet forth hia Tight to the appoints eat of churchwardens. Until then it appears the parishioners ap- pointed all churchwardens. In 1733 the first committee of ratepayers vas appointed to check the high poor rate, amounting to .£ W. In 1856 the church rate was abandoned by order of the vestry. a: d a voluntary rate substi- tuted, when mayy promises were made, but none fulfilled. In cc s,?qlience pew rents in the parish church was instituted instead, to meet expenses. In 1879 the pew rents were not paid by all, and the receipts therefrom had fallen so low, it was disccv red that pew renta in the parish church were illegal, and offertories were introduced in lieu thereof for the first time. The offertories that year amounted to X133 Os 6d, and in 1881.2 they amounted to £ 163 Os 9d. The pew rents in 1876 were £ 64 19s. In 1665 the vestry ordered zC28 Is 5d to be levied for the relief of the poor. to be assessed as followsHolywell. £ 5 9s 6d; Calc t, £114s 6d; Brynford, £3 Os 3d; Coleshill, X8 12s 31; Greenfield, 1:4 5s 9d; and Bagillt, S4 las 3d. co Chtirch Rate. Poor Rate. £ s. d. £ s. d. 1722 14 0 0 21 0 0 1729 14 0 0 35 0 0 1733 49 0 0 17;)9 30 0 0 40 0 0 1758 20 0 0 195 0 0 1760 30 0 0 250 0 0 Pew Rents. 1856 113 11 7 4531 15 9 1878 73 6 0 3874 13 10 Offertories. 1879 133 0 6 4202 5 6 1881 162 5 7 4520 9 7 'I If the L14 church rate was sufficient for the parish church in 1722, why require so much as 1162 5s 7d for the same church m 188L ? THOS. HUGHES. Greenfield, Holywell, January, 1883.

HOLYWELL PARISH CHARITIES AND THE VICAR. SIR,—Please allow me to answer the Rev Richard Owen Williams, the vicar of Holywell's letter, Owen Williams, the vicar of Holywell's letter, which appears in your last issue. Were it not addressed specially to districts where this person (i.e., myself) is not kuowu, and is read by people who may fancy perhaps that Mr T. Hughes tells the truth, and that his statements can be relied upon," I would pass it with the following only:-Lie charges me with untruthfulness touching Mr Simon's charity. If he can substantiate his charge as regards this, or any of the charities I have writ!:en upon, I will hand a guinea to the Flint- shire Dispensary, upon condition that if he fails, as I am positive he will (a copy of the churchwarden's charity account book, posted to last Easter, is now before me), he will pay two guineas to the I same institution-he to select any two trustworthy geotlemen to judge and publish the result in your Express. Inasmuch as the above extract from Mr R. O. Williams's letter draws the inference that if those districts" knew me as I am known in Holywell, they would be satisfied of my untrustworthness, I may be pardoned for giving one proof cf the esti- mat;on the itev R. O. Williams and myself are held in Holywell, where we both are known. At the Holywell School Board election, five years ago, I was placed at the head of .the poll, obtaining 1142 more votes than Mr Williams, who was placed the lowest but one on the board. I have been born in this parish, and manager of the very extensive copper works here for many years before Mr Williams became a euratc here. The Rev R. 0. Williams says "It is not ne- cessary for me to answer questions with regard to previous years but at the Easter vestry, 1879, I produced the account for the year 1878, and all monies received and paid by me on this account in the year 1977, at the close of which Ifirst had the handlhi] of any money belonyiny to this char it yV In the parish vestry book, April 30, 1860, is the following entry :—" The following charities were laid before the vestry by the churchwardens :—Mr Charles Simon's charity for the year ending 31st December, 1855, 6, 7, 8, 9," written and signed bvCaton Ef ui-zh Jones, the then vicar. On the 13th April, 1868, the present vicat (the Rev R. O. Williams) took the chair at the vestry, and ap- pointed his first warden. It Canou Hugh Jones could produce his accounts of this charity through the churchwardens to the parishioners in vestry, why did the pres; nt vicar not do so in 1868, 9, 1870, 1, 2, 3. 4, 5, 6. 7. 8? Then is nut a. single i-e- ference to this chat itg in the ctstry hook during those eleven years. He states he had no handling of this money until 1877. Who had ? Where is this money now, and in whose name is it invested ? I have never seen this account presented to the vestry by the present vicar, neither have several churchwardens and parishioners I have spoken to. As regards the vestry meeting of 1882, the re- ports in local newspapers have made it notorious. The Rev R. O. Williams should, in justice to him- self. give extracts showing his conduct in the chhir, for the iuformation of your readers in the other dist-icts. Why does he omit stating the fact that my objections to that vestry meeting weie upheld upon my appeal to the Bishop ot St. Asaph, who directed the Yen. Archdeacon Smart to investigate; and in consequence the Rev R. O. Williams called another vestry, which was held May 25th, 1882, thereby admitting the propriety and legality of m? objections. Were it net for the first seven parishioners w hoae names Mr Wil- liams gives, who were churchuardem and ex-wardens, aI-ld who made the majority of two against my proposal to have the charity accounts examined and reported to another vestry, there would have been no necessity for me to bring the matter before the public through thepnss. After publishing four letters in a local newspaper, the editor of which is one of the churchwardens, he informed me he would not insert any more. Will he or the Rev R. 0. Williams inform your leaders in other district; why this refusal ? You, sir, opened your columns th-»t my fellow-parisMo^eis may know what charities belong to them, and in giving this information I have endeawared to give an honest and faithful history. This editor, being a clerk to the board of guardians, I believe holds his post of churchwarden illegally, for how can he sign parochial documents PS a churchwarden and be the clerk to the guardians also ? Will tl-ie Rev R. O. Williams inform your readers in ether districts why he so strenuously opposes an investigation of theso charities end accounts ? Will he explain to them the following minute in tho vestry book April 22nd, 11:78, written by him- selfResolved that the churchwardens' accounts of the charities for this year, shoeing the monies received and paid by them during this year of office, be accepted. But seeing they have not re- ceived the balance due by their predecessors in office, the vestry requires them to have their prede- cessors' books examined by an accountant, and that they take proceedings forthwith for tks anisunt of At this same vestry Mr Williams appointed as his churchwarden one of the predecessors referred to in the above minute And on the 20th November, 1878, is another minute in Mr Williams's hand. writing The churchwardens having submitted a statement showing balances due on the charity accounts up to Easter, 1877, amounting to £ 30 19s 9-a-d." This amount was made good by one of the churchwardens. Will the Rev R. O. Williams also inform your said readers why for four years previous to 1878 the churchwardens' accounts were not presented, and how in 1878 there was inserted Due to--(the warden who paid the 130 19s 9|d) £ 56 3s 6d." and has since been in 2 liquidation out of the offertories, and as a protest against it I withdrew all my subscriptions to his church?—Yours truly, THOS, HUGHES. Greenfield, Holywell, January 29. 1883.

"TUE BARBER'S BENCH." SIR,—I am happy to say, That I have not done injustice to the Pendref choir. By making use of there name in the papers, Honest mac, is no worse for been searching. Neither is the said choir, by making use of there name in the paper, I knew. that tl-a Pendref choir were innocent of the charges, made by the Barber (or Louis atherley). And if he had not made it, Public through the paper, Tint his remarks had no reference to the said choir. Otherwise it would be proved in another way, But the matter is now settle. And the Barber has acknowledge, that his observations hod no reference whatever to the Pendref choir. The observations made by the Barber convey the impression of an unworthy conduct on the part of some choir. And if the name of Pendivi choir was not made use of, I could not prove to the Public, that the said choir was free trom the observations made by the Barber, or (Louis Latherley). The Pendref choir was supplied with as much beer as they liked free of charge, But the eaid choir knew how to conduct them selves. And only two Glasses of beer as use by the whole Party. Perhaps if the Briber were rt the supper and had an offer of as much beer AS he may wish, free of chargo, That he would take more than two glasses him self. I~ am not roing to quarrel with with the Barber about that. I got my I motive, and jfthat was prove to the Public that his observations had no reference to the Pendref choir, Ame:. Go"d by Barber. JOHN TREVOR WILLIAMS.

FLORILINK !—FOR THE TEETH AND BREATH — few drops of the liquid "Floriline" sprinkled on a Wdt tooth-brush produces a pleasant lather, which thoroughly cleanses the teeth from all parasites or impurities, hardens the gums, prevents tartar, stops decay, gives to the teeth a peculiar pearly-whiteness, and a delightful fragrance to the breath. It removes all unpleasant aG"1r arising from decayd teeth or tobacco smoke. "TheFragnant Fioriline," being com- posed in part ef Honey and sweet herbs, is delicious^ to the taste, and the greatest toilet discovery of the agt, Price 2s 6d, of all Chemists and Perfumers. hola j 9.((, cepot removed to 33 Famngdou-road. London. A CARD.-To ALL WHO ARE SUFFERING FROM the errors ard iiadiscretion of youth. nervous weakness, early decay, loss oii manhood &c., I will send a recipe that will cure you, FREE OF CHARGE. This great j remedy was discovered by a Missionary in S-'uth 1 America. Send a self-addressed envelope to the Itav. I JOSEPH T. INJIAN, Station D.. New York City.

The Gtntlcmalt's Magazine. February. London: Chatto and Windus, Piccadilly. This number opens with chapters 4, 5, and 6 of I Robert Buchanan's romance-" The New Abel- ard," which is followed by papers on Cuckoo- pint"—"JOKF ph and Zuleykha"—" The Tramo's Haven"—Names, Surnames, and Nickname, ..culpture and Modelling,"—^s we J as chapters 34: and 35 of "Dust: a Novel, by Julian Haw- thorn." The number closes with "Science Notes" and "Table Talk," which arc, as usual, full of valuable hints and information. JBelgrade/. February. London: Chatto and Win- dus, Piccadilly. We have here hapters 4, 5, and G of Maid of Athens," by Justin Mc C,.rthy, M P.—" Fr escoes," by OLiida-" The Odd-lookin,, Maa"—" Heart and Science: a storv of the Present Day, by Wilkid Collins-" Tiie, Violin's Voice, by Beatrice Har- raden—and The Admiral's Ward," by Mrs Alex- ander. Tne illustration is by Frel Barnard, and it is very good. The Welcome is a monthly magazine for the home circle," and is published, by Messrs S. W. Partridge & Co., 9, Paternoster Row, London. The number for February* contains articles on Gray. the poet; the late L'eau Close, of Carlisle the City of London School the late Anthon Trollope New York; the Archb shop Desigaate of Canterbury, Mr Benson the late Leon Gambet- ta, &c besides the continuation of two tales. It has also a number of well-executed illustrations. The; British Workman and The Band of Hope Review. London: S. W. Partridge & Co., 9, Paternost ur Row. These periodicals are always instructive and interesting, and the numbers for this month are beyond all praise. The S~o neon for mist Gazette. A Journal for Preach- ers and Workers. London: T. H. Stockwell, 14, Paternoster Row. Number 'four of this well conducted journal contains excellent wood-cuts of :the Premier, as well as his residence, Hawarden Castle. The Building and Engineering Times of this week, February 3rd, contains a sheet illustration of de- .7 1, tails of porch t) Abemaiie Mansion, near Aber- ystwit'i, the seat of Mr L. Pugh Pugh, M.P., Mr John P. Seddon, of London, is the architect. Sir Rowland Hill find Juries Chalmers, the Inventor of th* Atlbslvr Stamp. A Reply to Mr Pearson Hill. By PATRICK CHALMERS, author^of "The Position of Sir Rowland Hill ma le Plain." London: Effingham Wilson, Roya Exchange. The object of this'pamphlet is to show that the late Mr James Chalmers, bookseller, Dundee, was the inventor and proposer of the Adhesive Stamp, ulti- mately adopud by Sir Rowland Hill under critical circumstances, and by which the ieformed Penny Postage system was, and still is, carried out. The following statements at page 40-43 of the Rev Samuel Roberts, M.A., Conway, the pioneer of Postal Reform," now in his 83rd year, will, no doubt, be found of interest to our readers "I am further enabled to add v-tluable testimony from one of the pioneers of P isr, OSice!reforin, the co temporary of Mir Hump, Mr Wallace, Mr Jhalraers, and of others who worked in that fi-Id prior to the period of Sir Rowland Hill. I refer to the Rev Samuel Robeits, M.A., of Conway, North Wales, yet carrying on his ministry at the age (f eighty-three. '"Fifty-two years ago, ten years before Rowland Hill,' the R«jv Mr -Roberts I plea (led for a In- land p. ■> and for other Post Office improve- ments. 'He leyeatelly petitioi ed the Government and iuemoria ize(I the Post Office on the subject.' But, as stated in my late pamphlet, this was merely to encumber the official pigeon-holes of the day had Mr Roberts pullUhrd as Rowland Hill did, and so brought public opinion to bear upon his proposals, his name and deserts would have bee, better known. At the same tim", it was the sJstm as a whole proposed by Rowland Hill and copied, as I have shown, this Fifth.Report,' which carried the day, as without j' pre- payment by stamp.' a uniform Penny Postage was impracticable. Hi w this idea on the part of Rowland came about, Mr Roberts in his printed statements now in circulation tells us The Memorials of Samuel Roberts, seconded by nppeals from some of his corie?-poDdents, induced the Government, about the year 1835. to appoint a Commission of Inquiry, and that Commission in a Report published in 1836,recommended that the postage trade circulars, prices current, and such like documents should be one penny. Soon afterwards,' says Mr Roberts, Sir Rowland Hill toon up the Penny idea and extended itsjuseful >ess. He worked perseveriagly for reform, but ;t should be rempmbered it is not right to honour him as the originator of the Penny system. The had been drawn and he did the werk. "'Sir Rowland Hill was nobly rewarded for Ilis ability and perseverance in carrying out a scheme, important portion" of which had been suggested and recommended by others. He deserved honour as an able copyist- of other men's plans but it was not fair to honour and .-eward him as the ineentor of the uniform Penny'Postage system. It really is no honour to his memory thaf. he grasped to himself all the rewards and honours of the postal reform of those days.' Here, from the pen of a Post Office ref roier of fifty two years ago (yet alive and at work), fully acquainted with all the circumstances, is confirmed the very statement-* put forward by me through mere investigation with respect to the original and foundation of the Penny Postage system of 1837, hitherto understood, and so handed down to us as having been 4 the sole and undisputed invention, of Sir Rowland Hill,' "'Batithis though the chief, ig not the only field in which Mr Roberts has laboured for the public good other branches of philanthropy have had his able suggestions in advance of the age, so much so. that now many of our public men have come iorward co aid his declining years by pecuniary support. The list of sub- scribers includes such we 1 known names, as those of Mr Samuel Morley, Mr Bright, Mr tt.ithbonc, the Earl of Derbv, Sir Edward Baines the Duke of Westminster, Mr Herbeit Gladstone, Lord Dalhoitsic, tiie Prime Minis- ter ( £ 50;, from Her Majesty's Royal Bounty Fund, &c. Some frieuds.' Mr Roberts goes on 'ncqufunted with the pioneer appeals of the writer for a uniform system of Inland Penny Postage, and other postal conveniences, complimented him as being the inventor, or suggestor of the Adhesive Stamn,'but he had at once to disown that honour; for he was not then up to that glorious pass in the progress of postal reform. He had heard that some keen business patriot had suggested the olan, and that it had been accepted by the authorities of the Post Office. It was long supposed and was generally asserted that it had been invented by Sir Rowland Hill, or one of his subordinates, and he t jok the hoijotir; but it is now known that it was a thoughtful, calculating,un- assuming, pat iotic reformer of Dundee, of the name of Jamps Chalmers, that invented t-ne 'Atlhesive and it was very unjust in the authorities of the Post Office to withhold from the real inveiitc)r,aiil to grasp to themselves the jeward and honour due to another for an invention that has proved so e sential. Patrick Chalmers, son of the said James Chalmers of Dundee. has given us in his pamphlets fresh and very interesting chapters in the history of the Post Office reform of those days. The said Jimes Chalmers, the inventor of the Adhesive Stamp.' though overlooked by Post Offico officials was honoured by his neighbours who were well acquainted with liis suggestion and he will be honoured by future generations us the inventor of the Adhesive Stamp.' ■ Since seeing my pamphlets. Mr Roberts has favoured me with some correspondence, from which I giv,- extracts. On 24tli March, 1882. he writes: 'Thanks for your letter of 22nd in.,t. and for the circular containing the statements you addressed to the Corporation of the City of London as to the history of Corporation of the City of London as to the history of the Penny Postage system. You make out a clear case that Sir Rowland Hill was a copvist' of the scheme, and not its investor: awl the conduct, of the Committee of his I Memo, iril Fnnd' has been palpably unfair in persevering t*> honour and reward lihu for public s nvices that had bren conceived and commenced by others.' "The above irom one not only conversant with the circumstances, but who personally was one of the pioneers of Post Office reform, yet still alive to relate and confirm all I have advanced, forms testimony of the most agreeable and conclusive nature." The following periodicals for this mouth have also reached us — Le Moniteur De La Mode fnd "Myra's Threepenny Journal" (both published by Messrs Goubaud & Son, :) and 40, Bedford- street, Coveot harden. London) Weldon's Ladies' Journal (London: Welrion & Co., 7, Southampton-street, S"-raad): "The Lifeboat," or journal of the c:tÎ1Hal Life- bHit Institution j (14, John-street, AdeU-hi, London); and "The Family Dressmaker" (London: R. S. Cartwright, 8, Johnson's Court, Fleet street).

THE You,q,4 LADIES' JOUPN-AL.-Tllig Journal always contains so much that must he of impcr'ance to our lady readers that we feel board to direct their attention to it. Ifs fashions are elegant and numer- ous its Fancy Work is of the best and newest des- cription its cookery recipes are excellent. The useful hints to be found intha coiTespondence pages are interesting to most ladies. The literatnre carefully lelected and edited, so that no mother would object to ler daughters reading it The Diagrams for Catting )ut articles of Ladies' and Children's Dress a'e of the '.atest Paris style. The Fashion articles are good the music is pretty. Ladies disposed to make their own And children's dresses caanot do better than become subscribera to The Yoang LacUes' JourrMl, which is the cheapest 9d worth monthly we know of.

I NORTH AND SOUTH WALES BANK (LIMITED). The forty seventh annual meeting of the North I aDd South Wales Bank was held on Tuesday, the 23rd ult., at the Law Association-rooms, Cook- 1 street, Liverpool. Mr George Rae,. chairman of directors, presided and there was a good attend- ance of shareholders. ance of shareholders. Mr R. MereJith Jones, the Liverpool manager, having read the directors' repoTt and actouuts, I The chairman, who was received with loud sp- iplause, said :—I rise to move that the report which has just been r :ad by th,; manager be adopted, printed, and circulated amongst the proptietors. But before saying a few words, as I usually do, as to some of the figures of the balance sheet, I wish, on behalf of the board and myself, to express our deep sense of the loss which the bank has sustained by the death of Mr Wm. Iliod (he r, he ir). He was with u? at our last meeting, and apparently in his usual health, and we had hoped that he would have been with us for many years to come. It was not t) be. He died in May last, and car- lied with him to his grave the kind regards and sincere respect of every oii who knew him (hear, hear). He served the bavk for seventeen years with untiring zeal and ability. The board and myself lose in him not only an able counsellor, but a very dear frieod (hear, hear). We have also to regret since our last meeting, the loss of an old respected shareholder-Mr Robert Roberts, the late high sheriff of Anglesey, his native county. For twenty-two years he attended and took part in every one of our meetings, and his genial and kindly presence will long be remembered by us all (hear, hear). The vacancy at the board occasioned by Mr Hini's death, as stated in the report, has been filled by the ap- pointment of Mr John Bihby, Jun ,—(ap- plause)—a gentleman whose high comvnercia standing, as well as business ability, eminently qualify him, in the opinion of the directors, for a seat at the board (hear, hear). The vacancy in the deputy-chairmanship cf the board, also occasioned by Mr Hind's death, has been con. ferred upon Mr William Nicol by the unanimou vote of his colleagues (applanse). And now' gentlemen, a few words as to one or two of the items in the report. First, with regard to the item of deposits. You will observe thit we have now turned the corner of the five Trillions (hear, hear). The exact amount is £ 5,132,057 10s 84, showing an increase upon the year of X350,000 (applause). But the most gratifying feature of the increase is this—that by far the greater portion of it comes from our branches in the agricultural districts (hear, hear, and applause). At our lust meetiug I expressed a hope that agricultural depression in our part of the Principality had touched bottom at last, nd that our friends the farmers misrht henceforth look forward to better times. I think the figures which I have just quoted are an evidence that the hope then expressed has been fully verified (hear, hear), and I sincerely congratulate our farming friends on the result. Turning to the other side of the account, the cash iu hand is pretty much as it was before, but the next item, cash at call and not exceeding fourteen days' notice with billbrokers and agents, t943,636 14s Id" is slightly misleading. As a matter of fact, only £ 30,000 of this entire amount is at fourteen days' notice, and £ 913,000 is lying either at call or at three days' notice, and covered in every case by first-class bankers' bills (applause), so that we could turn the whole of that money into our till, if we required it, by return of post (hear, hear). Our financial position in other respects in very much what it was. Our total assets- as you will see by the balance sheet-amount to a little over six millions. If you add to this one and a half millions of capital in reserve, that gives seven and a half millions of assets, against deposits of five millions, so that we could pay on every shilling we owe and still have resources to the amount of nearly two and a half millions un- touched (loud applause). Gentlemen, this is what is called limited liability (laughter). It is limited liability in one sense; it p; ovcn's us paying more than thirty shillings in the pound to everybody— (laughter)-but the word, as applied to banks with ecorc.J.ous reserves of capital, is a misnomer. We were obliged to take it, however, and agreed to take it rather than lose for good that invaluable bill which became the Act of 1879. If instead of the word limited Parliament required b.r.ks to imprint upon the face of their do uments the amount ot their subscribed capital, the amount of their paid-up capital, and the amount of their reserve funds, they would give a greater chance to the public of ascertaining the position of the banks than by the rather misleading word "limited" (hear, hear). The. profits of the year have enabled KS to pay the usual 17 per cent. of dividend and bonus, and carry a trifle forward to next year (hear, hear, and applause). An old friend and shareholder make a jocular remark to me the other day as to whether this 17-1 per coLt. was not becoming rather monotonous (laughter). I suggested that of course we could easily change that by making it 15 per cent., but he evidently pre.'trr■•<! to go on with the monotony of the 17 pet Uljr. (hear, hear). He asked, however, how it was that we managed to maintain this uniform rats of dividend for s ) many years but the ex- planation was a very simple one. Some yeais we make more than 17 per cent., and othr rs we 2 make lQss, and we (apply the exces; oi one year to make up for the deficiency of anothrir Tli- t is the object and use of the balance -i iorward, which at present amounts to £ l-"> tpplause). It has been our object and ende* v > maintain a uniform r" t of dividend as f. we possibly could, instead of having a dividend that varied from one h tlf year to another (hear, hear). If we paid you 20 per cent., for example, one half-year, and 15 per cent. next, that would be exactly 17 iy per cent. for the year, but what would the share- holders think of a drop of 5 per cent. ? They would very likely think the bank had met with some tremendous loss, and the value of their shares might be seriously depreciated in consequence (hear, hear). Therefore, we think it is for the ad- vantage of theshareholde.s, so far as we possibly can, to maintain a steady rate of dividend, because it gives a steadiness to the market value oi: their property, and gives them a reasonable chauce of calculating what their income from their shares will be (applause). We have followed this policy for fourteen years, and it has succeeded, and we see no reason why in the future the same policy may not.be attended by the same satisfactory and sacoessful results (hear, hear). Some six or seven years ago—I have nearly '.finished, gentlemen—I called the attention of the sharehlJlde; to the service they might render to the bank as i-hare- holders by bringing fresh business to the institu- tion in which they are all alike interested Our num- bers were then a little over 1000, they are iow over 1600, -,nd, therefore, what was true of what 1000 shareholders might do must be still more true of what 1600 might do. 0) We are ail interested in the bank alike, and I can assure the gentlemen present and • those absentthat there are thousancs nnd thousands of people in Wales who still make the u-iditional old stocking their hterj-iii(I who have no banking at all. Therefore it ought to be a pleasant duty on the part of our shareholders to bring such benighted people to a better frame ot mind (hear, hear, and laughter). I took occasion, I thiijk, at the same time to call the attention of the shareholders to another point There is a Portuguese proverb to the effect that if you would make an enemy, lend a man money and ask it back again (hear, hear). Now. gentlemen, in the course of our business we necessarily make mfny enemies in this way, and we know that hard words via used against the bank on many occasions when there is no justi- fication for it. What I want the shareholders to do is this—whenever they hear or read of any- thing to the prejudice of the bank, it is thdr i bounden duty to go to the nearest branch or head office and examine the facts on the spot (hear, hear). I can tell them beforehand that whatever we do in the course of our business, the facts will bear investigation in the strongest light of day (applause). As I said before, we are a hu»e firm, all engaged in the same business. We are a firm of 1600 co partners, and I a-n sure you will all agree with me that it is in the interest of us all at all times, at all points, and under all circum- stances, to work for the bank, and therefore for our common good (hear, hear) With these remarks I beg to move the resolution with which I began (applause). Mr John H. Hind seconded the resolution. The resolution was then submitted to the meet- ing and carried unanimously. Mr J. B Harrison moved the re-election of Mr Hm-h Bulkeley Price and Mr William Nichol to tne board !if directors. Dr Davies seconded the resolution, which was carried with, loud applause. Mr R. Nicholson, J.P., then moved the follow- ing resolution "Hiat the thanks of the share- holders be presented to the directors of the bank for their valuable services, and that a sum of £ 3500 be placed at their disposal as their remunera- tion for the current year." .'f!- A. Eyton, J.P., seconded the proposition, which was unanimously agreed to. Mr Thomas Bracklebank acknowledged the vote on behalf of the directors. Mr G. C. Dooell next proposed the following resolution:—"That Messrs Harmood Banner aDd Sou be appointed auditors for the present year, and that their remuneration be 200 guineas." Mr H. Greenwood seconded the resolution, which was at once acceded to. L'he chairman proposed the following resolution That the thanks of the shareholders be giveu to the managers and other officers of the bank." Mr W. Jones seconded the resolution, which was unanimously passed. After a cordial vote of thanks to the chairman the proceedings terminated.

RUTHIN. DENBIGHSHIRE AssIZES.-There was only one civil cause bet down for hearing at the Denbigh- shire Assizes, which were held in Huthiu, on Monday, before Lord Chief Justice Coleridge, and in this case James C. Edwards, of Ruabon, sought to recover £ 230 13s 3d from Thomas Albert Basley, of Manchester, trustee of the estate of one George Napier, builder. Mr Higgins and Mr Bankes for plaintiff, and Mr Marshall for defend- ant. It seemed that in 1880 the Guardians of Warrington Union entered into a contract with Napier to erect certain schools at Padgate. A large quantity of terra cotta was ordered from Edwards, but us Napier did not pay up, the supply was stopped. Subsequently, it was contended that Napier agreed that the money for the terra cotta should be paid direct to Edwards on com- pletion of the work, and the cheque of the guardians was, according to the evidence of Mr Sutton, clerk to the guardians, drawn out and handed to Edwards, though it needed signing by Napier, who had now l;quidated, and who, on the aavice ef his solicitor, refused to counteisigu the cheque, so that the money may go to the estate in stead of to Edwards as agreed. Mr Marshall, for the defendant, urged that there had been no "equitable assignment." The judge held that there had been such assignment, aud the jury found that the assignment had been made to Edwards, for whom they gave a verdict for a full amount, the j lidge certifying for costs.

DENBIGH. As William Edwards, keeper in the employ of Mi G. A. Oakley, Llanerch Park, St. Asaph, was on his rounds on Saturday night, about eight o'clock, he met three poachers near Pont Rallt- goch Woods. He was attacked by them in a most brutal manner wi.'h stones and clubs, one of his arms being broken and his hand fearfully mangled. They left him on the ground for dead. Fears are entertained of his recovery.

LESBIGH NOTES. [BY A RESIDENT.] I think that the remarks that fell from the lips of Dr Tumour and others at the annual meeting of the reading-room are deserving of the attention of all tradesmen. I mean those remarks that related to the non-subscribing of tradesmen and employers of labour towards the reading-room. These men are the masters of a large number of young fellows, and although such an institution as this is expressly suited for those youug men, yet very few of them will even acknowledge the exis- tence of the reading-room, by contributing towards its support, or even by being present at its annual meeting. There are people in this town who are perpetually horrified at the young who join iu some athietie sports, Ofir. quent the public- houses, and yet, here is an institution with an express purpose of providing the young v.ith suitable and innocent recreation, together with supplying them with intellectual food, free of cost, and thereby leading triem from pubiic- houses and doubtful sports—and yet these very Pharisees p„it their hands in their pocketi, aud keep them there together with their money, and won't give a single copper towards a place that does such go d. I hope that, by next year, tbiugs will appear better in this respect. At the same time, I am glad that the institution is in such a flourishing condition, and much thanks is due to all those who have done so much towards this beneficial establishment. ♦ • Among the many startling incidents of the recent gale, I can't help giving publicity to a rather humorous one which occurred in this neigh- I bourhood. A small paity, consisting of two ladies and two gentlemen, were during the small hours on Friday morning last driving from an evening party to a city not many miles off. Their carriage wac a covered one, drawn by one horse, and, of course, had also a driver. After proceeding for some time without any mishap, the gentlemen of the party noticed that the carriage was moving very slow, and with a oecided inclination to ap- proach either of the hedges alternately. Gentle- man No. 1 and Gentleman No. 2 put their heads out of different sides of the cam; ge to see what was the matter. The wind, being monarch of the night, thought this was not paying him sufficient respect, and at ouce, without ceremony, to. k their hats off, to teach them better manners in iutuie. Both gentlemen, not relishing this treatment, took their heads in, fearing they also would be blown away. The carriage not mending its pace, however, they trieJ the experiment of hailing the driver. No response being made by that indi- vidual, they went on another tack, and hailed the horse. This at once took effect, for that tired animal very willingly stopped. Then a descent was effected from the coach, and the startling discovery made that they were minus a driver! Here was a dilemma No use facing the pro- prietor of the conveyance without the rudder cf the machine. A council of war was held, at which it was decided that one of the gentlemen should monopolize the ladies, while the other one paid his respect to the horse. Accordingly they all drove back in search of the missing article, and after traversing a distance of a mile and a half or two miles, they found him ;n a ditth by the side of the road. He had, however, lost some very important articles of clothing, which ultimately were found scattered over a neighbouring field. On examina- tion it was found that he was incapacitated from further driving for that morning, owing to the high wind outside and the hi,(tvy u-el inside. He was placed on his dickey, however, with both geuttemen one on each side of him, and the ladies grumbling disconsolately inside the coach. Happily the gentlemen had with them a pair cf smoking caps, and in this queer head-gear the three drivers (only the middle one was without a covering at all) entered the place of their destination just as the move sedate portion of its inhabitants were getting out of bed.

Griffith Owen's Essence :of Coltsfoot. This judicious combination is the most effective remedy for, aud preventive against, the consequences arising from exposure to cold in any degree- complaints which may be the prelude to various inflammatory diseases. See that you get Griffith Owen's, 25 & 27, High-street, Carnarvon, and III Chemists. "RouaH ON RATS."—The thing desired found last. Ask chemists, grocers, oi oilmen, for Raugh at Rats." It clears out rats, mice, beetles, roach £ flies, bedbugs, insects, round moles, &c. 7id. and Is boxes. BUCHAPAIBA."—A new, quick, complete cure for all Urinary Affections (smarting, frequent or difficult), and Kidney Diseases. 4s. At Druggists. London Agency, No. 1. Kins Edward-street. I The Dandelion Extract contained in Dr King's Pills, by its well-kncwn action on the Liver (the mosy important gland in the whole frame), causes the bodilt secretions to flow in a regular manner, and conjointly with the Tonic ingredients, greatly invigorates, so maintaining the great portals of the system in the best. condition to secure good health. Avy Chemist sells hem in boxes. Is Hd and 2s 9d each. E K &Y,S COMPOUND, a demulcent anodyne expec- torant, for Cough and Colds. Sold by all Chemists. )

HOLYHEAD. THE GALB.—The terrific storm which set in on Thursday night was felt in its full force in and around Holyhead, though, providentially very slight damage was done, either on shore or in the bay. Captain Riddiford, coastguard officer, with his usual, forethought in such cases, and in addition to the usual watchman himself kept a sharp and anxious look out curing tbe whole HMht and was accompanied during the greater part of that time by Admiral' Mackenzie. Queen's Harcour-master. The life boat and its crew were also in readiness for mstant service in case of need. About 2.45 on Friday morning signals of distress were ma^e by a Norwegian barque in the outer roads which had fouled the schooner Mary Ann, of Barrow. The life boat was at once launched and proceeded to the assistance of the diBtressedjivesse!, but happily found that all danger for the present was past, and that her anchors, which, as well as those of several ether vessels KS? heri„ba? ,bren oldmg About 1 a.m. a large barque was observed corning in under cr.r.vass. She was brought to and her port anchor let go, but before the larboard one had reached the bottom the cable of the first one parted. The remaining one then failed to hel-1, and it being clearly seen from shore that the vessel was quickly drifting towards the r^ckbouiid shore near Penrhvn th? life boat and the Liverpool S'tags Guuhng Mar and Brdhard ctar, at once put out to her assisnmce. By the aid ot the life boat li- <s were quickly passed from the tug to the barque which was soon safely moored in the inner harbonr, but not before she had struck the bottom heavily three times, showing that tugs aild life boat did not reach her a moment too soon. The barque is the Brothers of Yarmouth N. S., and left Dublin for home on the previous Wednesday hav- ing experienced the extreme violence of the hurrricane in the channel during the whole of Thursday night.-The of Liver- pool, frora that pert for S ngapore, with a general cargo and five passengers, encountered the full °rvff°l g?le, c.ff the SI«rries on Thursday night, her decks being sw.pt by a succession of heavy seas, which bruke into the engine-room washed the coal out of the bunkers, extinguished the engine-room lights several times, thcreby Die- venting the engineers from keeping up steam, the roses of the pumps be;ngcLoaked with small coal, filled the cabin, and destroyed provisions, stores' water, &s. The bridge steering gear was also broken, and the ve-sel lell into the trough of the sea and it was some time before the damaged "ear could be connected. Fortunately, toward ing the tempest abated a little eSblW the vessel to make her way slowly for HoljheaVHarZTr where she ai rived about 9 a.m. During the height o' the storm the schooner FaUojg,in, o{ Campbeltown! laden with olive oil, bound trom Slipo for Glas- go», ley oH ti.e South Sack, hwmg had tie decks swept, boats staue.t, &c. The master, who had been for some employed at the New- fou id land cod fishery, took the precaution of throwing overboard four bags filled with oakum soaked in oil. These had the effect of immediately subduing t^e_ huge waves which threatened the destruction of the which rode out the gale in complete safety. ° CONNER'S INQUEST.-On Saturday last an in- quest was held before Mr R. Jones Robert*, county coroner, and a jury, on the body of James Show, of Be.fast, who had shipped a few days previously at Liverpool as an able-oodied on board the barque Uiarhe Hickman, of St. John's, New Brunsw ck bound for New York. During the gale whth blew with such ferocity on Friday the vessel*ran n'{;0 ^JJ-ead, and the deceased with several others or the crew was returning to the deck after having stowed the foretopsail, when, by some mischance, he missed his hold and fell on to the deck, death being instantaneous. Captain Th -m son, the master of the vessel, stated that though the deceased was a strong and healtiiv man, he was no seaman, aad had not beeu to sea before and was mst severe in his remarks upon the prsctice^ prevailing at Liverpool of shipping ou of rw Wd, T the lioint of sailing a number iVo J sea, proved ^I'^less as Tuv.V;Vn'* i considered a shameful im- Ttr 'w ?f.,masfters sea-going vessels. Atc a fah t a. hberation the jury returned a ^*1*o of accidental death. APPOINTMENT OF DEPCTI--CORO.VEU FOR ANCLE- SEY. air K. Jones Roberts, coroner for the countv of Anglesey, 1138 appointed WiHi.ua FaDmng, solicitor, of Amlwch, as liis deputy, and the ap- pointment has been confirmed by the Lard Chancellor. rETTY SESSIONS, WEDNESDAY. — Before MAI a General Hughes and Rev D. Richards. Alleged break'ng of the Sunday Closing Act.— Alice Jones, Penrhos Arms, appeared in answer to a summons charging her with having committ ed v?e £ J6 ,°ft.eDCe cn Sunday, 24rh December last. Mr E. G. kwDorts defended. From the evidence it appears that a girl named Susannah Jones was observed by P.C. 27, William Lewis, to go into the defendant's house on the evening in question about half-past six, and he watched and SJW her come out again at seven o'clock, with a jug in her hand containing beer. For the defence it was stated that the girl had been eajployed at the house during the early part of the -day, cleaning, that she had gone there in the evening to take care of defendant's child while she (defendant) was at chapel, and that having a cold, defendant's mother had given her the beer. Defendant was cautioned and the case dismissed. Breach of Employers' and Workmen s Act.- Ri- chard Thomvis, Yard Malldraeth, Treidraeth, ap- peared in answer to a summons issued at the instance of Benjamin Williams, farmer, 'Sgubor Fawr, Aberffraw, charging him with having left his employment as farm labourer, contrary to agreement, and was ordered to pay the amount (X4) claimed. Allejed Malicious Injury ami ds,ault.-Mary Williams, Bost-n-street, was charged by Mrs Susan Grome, an Irish lady, at present living at 8, Newry-stre c, with having assaulted her tnd torn a seal skin jacket belonging to her on the 3rd January. Mr E. G. Ro- berts prosecuted. Complainant was at that time JiTv? S eurhoa House, aud defendant s daughter,Mary ^ane Williams,was there as servant. A dispute had arisen between the servant and complainant's little girl, about a canary, and complainant had rebuked the servant. Defendant then came to the house and committed the offences named. Both parties were bound over to keep the peace, and each ordered to th-r own costs. Coste,monger Joc. Josepli Fletcher, Cae Morgan, better known as •• Joe Cod," was charged by -U.C.Ifred Weston with being drunk on Saturday, the 30th ult. The officer stated that deiendant fell down at the foot of the Market H'll, and was unable to get up again. With the assistance of another constable he liftvd him into his doLkey cart and drove him home. b fendant explained that he had met an old friend, hom he had not seen for many years, aad had taken a little drop with him. After he fell down, the reason he was unable to rise was, because the donkey had trod on his foot. He was fined 12s 61 inclusive of costs. i/uring the hearing of a subsequent case "Joe," who had been azain indulging (pro- bably with another old friund), had to be removed from the court.—Richard Bellia, Market-street who was charged by P.C. Lewis WLliams with being drunk on the 22nd inst., was also fined 12s 6d including costs.

IS RHEUMATISM CURABLE? Yes, if you take WOODCOCK'S RHEUMATIC MIXTURE. Speedily cures liheumiitic Pains in the Limbs, Rheumatic Pains in the Head, HheumAtic Pains in the .Toints.LumVir.po, Sciatica, Rheumatic Gout,Rheumatic Swellings and Stillness; in fact, every phaaa of Rheumatism uo matter how bcute or long standing, it I never fails. O liS EUVE-Thif >s not acuvvck reme<lywarrn nted to cure everything, bv.isgps-i.- nc SPKCIEICFOR RHEUMA- TISHomy. Of any Chemist. In Bottles, at 1/9 & 2/9, orsent freo to any railway station in Enpiand for 25 or 38 stamps. (Three 2/9 bottles, carriage paid, for 102 stamps or P.O.O.) By the Proprietor. Page D. Woodcock. High-street. T inpnin. Printed and Published at the ( aa,vvox PRINTING Works, NEW HARBOUB, CAEXAEVON in the County ot Carnarvon, by D, W. Daves and Co. Published also at the Establishment of >!r Kllis Roberts Fourorossos, F,.tilliog, in the Countv of Meric,neth; at the Establishment of Mrs r.llen Wilijam.-I Uantrefiif, in the C-nnty of Anglesey; at the T] 0 Estaolishment of Mr Robert Uoyd, Ruthin in the County of Denbigh; at the JBstdi r^shmpnt of Mr Kerfoot Evans, High-street. Ifolyweil. in tne bounty of Mint, aud at the Establishment ot Mi an Jones, Machynlleth. In tb- Countv ot — ontgwaeiy, on k"iaAY, Feiroaxy 2, 13.