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Paper read at the Life and Liberty Congress. creating differences of opinion within the Church: such differences must exist; but if opinion cannot be unanimous a majority ctpinion is of much greater I value than no opinion at all. As regards community of effort, I do not desire to enter here into questions of the spiritual aims and ideals of the Church. Those must, of course, take first place, and there are others here who are far more competent than I am to speak to you of their effect upon the creation of Fellowship. What I have in mind is rather the means of devising some method for increasing the responsibility of the laity for the material well-being of the Church and for the administration of Church affairs. I believe one of the main reasons why there is not that living en- thusiasm for the Church amongst the great bulk of the laity which we should all like to see, is that too much is pro- vided for them without effort on their part. What I hope we may see in the future is a lay Chancellor of the Church Exchequer producing annually a Church Budget, setting forth authoritatively the needs of the Church; and throwing upon the laity the responsibility for meeting them. I hope that some such system may be carried right through the Church hierarchy down to the parish, and I be- lieve that by that means it is possible to create amongst laymen a more real sense of responsibility to the Church and a more lively interest in its affairs; If you give a man a job to do and make him responsible for its success, in nine cases out of ten he takes an interest in it: if he finds the job is done for him in.nine cases out of ten he takes no interest in it at all. Here. then, are my suggestions for the furthering of Fellowship in the Church- teach the history and traditions of the Church in a way that will reach the great mass of its members; formulate and express Church opinion upon great national and social questions; give the laity greater responsibility for the ad- ministration of Church affairs. These, are merely suggestions and ideas which I cannot, without occupying an undue share of your time, develop as they should be developed. I put them forward rather with a view to promoting criticism and discussion than as oomplete in them- selves. Also, as I have said, mine is a cry from the ranks, and if it is an ignor- ant cry, I ask you to believe that it is, at least, sincere.

THE WAY TO FINANCIAL COMFORT. Hundreds of men and women over. 55 years of age doubling and, in some caseq, trebling their income from investments. Much attention has been given in the papers lately to a fact which has made itself painfully apparent in the home—the alarm- ing decline in the purchasing power of the pound. The hardest hit are those whoso only source of income is from investments. There are cases, almost without number, where the income was just comfortably sufficient before the war. Now it is hopelessly inade- quate. Food costs more than double many other essentials are three and four times th ir old price. And the income remains the same. What is to be done ? The case calls for drastic treatment. One per cent. increase will not do. Yet the inves- tor dare not plunge into speculative ven- tures. He dare not risk losing his all. It would, indeed, be the height of folly to do so. What, then, can he or she do ? Follow the example of hundreds of retired professional and business men who have sold their stocks and shares and purchased with the capital a Sun Life of Canada Annuity. One case just closed was of a man, 61 years of age, who obtained an annuity of t305 2s. with only £ 3,000 of capital. His income last year from this same amount was well under £ 150. Another case also recently closed waa. of a widow 67 years of age, whose income was about £ 80 a year—certainly not enough in these times to keep body and soul to- gether. Acting on sound advice she sold hef shares and bought a Sun Life of Canada An- nuity, amounting to JE166 16s. This means financial comfort where before was penury. It must also be remembered that these people have exchanged an income which was not absolutely certain for an annuity which, besides being very, very much bigger, is guaranteed for life. The Sun.Life of Canada has assets of over £ 20,000,000 under strict Government supervision. The future income is, therefore, drawn from a source which is as safe as anything in this world can be. Every one with money invested, whatever their age, should get into touch with the Sun Life of Canada, through the Manager, and find out something more of the many finan-' cial advantages offered by this great and progressive Company. Investigation doea not commit one in any way whatever, and it may be that the information supplied will be a boon to the inquirer for the rest of his OB her life. Write in confidence, stating exact age and amount of money at.disposal to F. Junkin, Sun Life of Canada, 48 Canads House, Norfolk Street. London, W.C. 2.

CENTRAL BOARD OF FINANCE OF THE CHURCH OF ENGLAND. Central Church Fund. OBJECTS: (1) Training of the Ministry. (2) Religious Education. (3) Maintenance of the- Ministry. (4) Church Extension. (5) Pensions. (6) Widows and Orphans and Necessitous Clergy. (7) General Diocesan Needs. Donations should be %ent to Canon Partridge, 40, Great Smith Street, West- minster, S.W.I. THB LARGEST SELECTION IN KB Hi LOSDON. DIDLlU) CHURCH BOOKS. PHIYRD DEVOTIONAL BOOKS. MA I LI) BIBLES #ritK APOCRYPHA. RAAIIA PRIEST'S POCKET BIBLES DNNIFC DAILY SERVICE BOOKS. DUUH VI HYMNS A. and M., » with or without Prayer Book. F A Some Choice EDWARDIAN OF BB_ PKAI BE BOOKS at less than Half-price. List post free. tHE LONDON BIBLE WAREHOUSE 22, PATERNOSTER ROW, E.C. 4. Ð%?q:ffrITt.(!;{:.i::rx=: :l;'(Ù::f: Now Ready "packed with Good Things99 lI01f;:¡''3-? .f;ü>> .i<<i; "BOCKS ARE THE TREASURED I WEALTH OF THE WORLD." 1 There are few pleasures so keen and satisfying BJ as collecting a library. Call at our "open" B shops and see what little money will purchase H this treasured wealth." If you cannot call B write for our monthly list of BOO K BARGAINS. 3 S. KIEK <FE SON, 12, CLOCK HOUSE. B Paternoster Row, E.C. B LftEBPOOL VICTORIA FRIENDLY SOCI Established 1843.. Chief Office: ST. ANDREW ST., LONDON,K.C.4 CLAIMS PAID ■. 214,000,000 INVESTED FUNDS £ 7,400,006 ANNUAL INCOME 12,600,000 Life and Endowment Assurances at Papular Rates. Liverpool Victoria Approved Society.- Our numerous Branch Offices and Agents throughout the Kingdom transact National Health Insurance. ARTHUR HENRI, Secretary. ROYAL ALBERT HALL Percy Burton presents LOWELL THOMAS in his marvellous moving picture travelogue WITH ALLENBY IN PALESTINE. Popular Prices from Is. including tax. For matinees and evening performances see daily papers. FOR HOME-MADE UNDERWEAR. SHIRTING FLANNELS Unshrinkable, durable, wash well. Stripes only. Is. 71d., Is. Hid., 2s. 9}d.-YD. ISHETLAND TWILL Light Grey only. Yard wide, Is. 4Jd. yard. "Icosy FLANNELETTES White, Cream, or Striped, from Is. Old. yard. ALL MUCH BELOW TO-DAY'S VALUE. pv Send postcard for Patterns. CHRISTOPHER WILLIAMSON (I Dept.), 91, EDeWflRE ROAD, LONDON. W. 2 SPECIAL OFFER -:îté¡;¡;j;t;;f?'+r:y¡/lff;ê;P0\i 200 Light-Coloured Damask Pattern Washing Quilts. These Quilts are well known for their use- fulness and hard wear. In pretty shades of Pink Sky, Olive, etc. Size 78 in. by 100 in. Sale price 7 ;6, (Postage 5d. extra.) Also 858 Pairs of Beautiful Twilled White Cotton Sheets, size 70 in. by 90 in., made from the best yarn only, special heavy quality, hemmed ready for use. Sale price 12/6 per pair.' (Postage 5d. extra.) Also 4,000 Pairs of WHITE YORKSHIRE BLAN- KETS which are guaranteed to prove a great source of satisfaction to the purchaser. Measuring size, 0, 52 in. wide by 72 in. long. Sale price 12/6 per pair. (Postage 6d. extra.) 500 Real Oriental Wadded Quilts, size 5 ft. by 6 ft. Covered with beautiful rich Turkey Chintz and Sateen (fast colours), with borders, best quality made, the greatest bargain ever offered, a thoroughly healthy article, medically recommended for warmth. Sale price only 14/11. (Postage 6d. extra.) THE GREATEST BARGAINS ON RECORD. These prices are hall their value to-day. Illustrated Bargain Catalogue of Carpets, Hearth- rugs, Overmantels, Bedsteads, Bedding, Table Linens, Curtains, etc., post free, if mentioning Church Family Newspaper (21/11/1919) when writing. Address: F. HODGSON and SONS (Dept. C.F.N.) Manfrs. and Merchants, Woodslay Road, LEEDS. 5J V/R-IIE for" Free Catalogue OJNSAL J JPMCHScobkimPI; DIRECT FROM THE LOOMS JFS if CaMmmt3sl>rjcsMuslml,rKm.Miir £ iy TheVfeavBttatV6ai'g Yty\\ \J- „ S. PEACH SONS LL F 195, The Looms NOTTINGHAM GJLSGNV &

MAURITIUS DIOCESE. NEW BISHOP APPOINTED. THE ARCHBISHOPS OF CANTERBURY AND YORK, with concurrence of the Bishop of London and the Colonial Office, have appointed the Right Rev. C. H. Golding- Bird, D.D., lately Bishop of Kalgoorlie, Australia, to be Bishop of Mauritius with Seychelles. Bishop Golding-Bird graduated from Lincoln College, Oxford, in 1897, being ordained the same year. He served, for four years on the staff of All Saints, Margaret Street. In 1902 he was appointed by Archbishop Temple to the living of St. Barnabas, Dover, in 1907 he was made Dean of the Falkland Islands, and became Dean of Newcastle, N.S.W., in 1908, and Bishop of Kalgoor- lie in 1914. Bishop Golding-Bird served as Chaplain to the First Cavalry Brigade in the South African War, and in 1914 accompanied the first contingent of the Imperial Forces to leave Australia, sub- sequently serving in France, and was senior Chaplain to the Commonwealth Forces. Bishop Golding-Bird has had a life of varied experience, and in his early days he determined to find out the exact con- I ditions existing in the underworld, a'nd he worked for a period as an ordinary docker, with all the vicissitudes to which in those days an ordinary docker was liable, including doss-houses and railway arches for steeping places. The See of Mauritius was founded in 1854, and includes the Seychelles, which were formed into an independent governorship about eighteen years ago. Together they comprise .149 small islands, widely scattered over the Southern Indian Ocean. The actual area of land is about 1,400 square miles, of which Mauritius itself occupies 714. Population totals 397,453, of whom 378,000 are in the island of Mauritius. The estimated number of church members is 5,000.- There are 9 parishes, 31 missionary districts, and 49 congre- gations, with 24 permanent churches and 13 schoolrooms in which services are held. Besides the Bishop there are 22 clergy in Mauritius and the Seychelles. There are 17 lay readers and catechists. and also eight lady missionaries and several Bible women.

Owing to the success and, interest aroused by the exhibition of Serbo-Croat art at, the headquarters of the Serbian Red Cross Society, 9, Ennismore-gardens, S.W. 7, it has been decided to continue the exhibition for a further short period. Admission is free between the hours of 10 a.m. and 6 p.m. daily, Saturdays ex epted.

STABILITY OF EMPIRE. -+-- DUTY OF THE CHURCH. (Prom a Correspondent) THE BISHOP OF CHELMSFORD presided, on Friday evening, over the annual autmun meeting of the Colonial and Con- I tinental Church Society, which was held in the Kingsway Hall. A* bitter wind swept the streets, driving people to their firesides, so that the attendance was not as large as usual. It seemed a pity that the very able speakers should not have been addressing a vast audience, but those who were present must have felt it a plain duty to go and make known what they had heard far and wide. As the Bishop of Chelmsford said," it is the stability of the Empire which is con- cerned in this work which the Colonial and Continental Church Society is trying to further. "It has been my privilege," he said, "to visit both Canada and Australia. I have been from one end of each country to the other, and I have realised the tremendous difficulties which the clergy have to en- counter in both countries. We have no idea of the difficulties of the situation." Why Britain Must Help. A point of great importance which does not appear to be fully understood in this country, is the fact that many of these new Churches cannot at first be self-supporting. I remember being asked by somebody in the City of London, said the Bishop, after I had spoken at a simi- lar meeting to this, Why can't the Church in Australia, why can't the Church in Canada look after the work there without help from Britain?" Is it an unusual thing, asked the Bishop, is it a thing you have never heard of- an Australian loan or a Canadian loan being raised -in London ? Do the men of the City of London, when an Aus- tralian loan or a Canadian loan is lodged in London, say, "Let Canada, let Aus- tralia, find money for her own trade?" No, they take -up the loan and they realise that the new country must be financed. It must also be taken into considera- tion that shiploads of emigrants of the non-Church and non-Chapel class leave this country. "I remember," said the Bishop," standing on-the quay at Mel- bourne, and I was talking to a clergy- man there. A very large ship was lying off the quay, and he said, I wonder whether the Christian people at home realise the difficulties that that ship is going to cause in Australia?'" The Bishop asked him what he meant. The clergyman said that ship had brought 1,500 people to settle in Australia. They landed on the Friday, and special arrangements were made for the Sunday, but as far as-could be ascertained of those 1,500 people not fifty went to any church in Melbourne. If you won't send out Christians," he said, you ought to send out men to Christianise the people you do send out to u." The Rev. E. C. Earp, C.F., spoke for the Dominion of Canada, and referred to last week's memorial of silence. For us," he said, "it means a proportion as deep as it does to this country, for there are with us 40,000 men who never more will come to our dear land. This is the bond that unites us. Ingi ving those 40,000 men we have forged 'a link with the Empire, with Britain, and no- thing shall in the times to come ever separate us from this dear Motherland. The Churches in Canada are not un- mindful of their obligations, and they are able and willing to help in the evan- gelisation of the people, but they cannot obviously cover the field, and grants and men from Britain must be forthcoming for the great task of making the Do- minion His from the one sea to the other.' Opportunities in Paris. The British Chaplain in Paris, the Rev. A. S. V. Blunt, gave some idea of the continental work of the society. I" We are in the transition stage in Paris now," he Said. We passed through the time of war which had its special diffi- culties. Paris has been one of the central cities of the world through this war. Our Statesmen went over to deliberate in Paris, Generals came down from tihe front and met in Paris. You felt that that was the centre from which every- thing was radiating forth. We have had opportunities. Now we are expect- ing an inrush of people from the old country. There will be the clerk type to the great houses of business and the Banks. Then we shall have what has always been a great feature of British life abroad—the nurses and the govern-, esses. We are beginning already to get a rush, of these people. Now you can pic- ture the loneliness which they find at the beginning. We hear of the loneliness of the great prairie, and that is inspiring, but there is nothing inspiring in the loneliness of a great city. Australia was admirably represented by the Rev. A. C. Tranter, and the Rev. I H. Alderwood, of Edmonton, Canada, who was the last speaker, said that in his opinion the Church at home has two Jdtem ati vos- -on e is to hinder these people from going, to keep them here where there are spiritual privileges; or, on the other hand, to say, let them go, but as they go we shall go with them and see that in the new land the old Church is still with them.

THE REV. W. H. WHALLEY has withdrawn his acceptance of the Vicarage of St. Bartboln-

-æ Ire you Sharing I in the Work of evangelising England -in the vital work of winning our country for Christ ? You can do so by support- ing the efforts of the Church I Pastoral-Aid Society which is now enabling over 700 poor and populous parishes to have nearly 1,100 additional II" curates, lay-agents and women- workers, all of whom are labouring for the conversion of the people, particularly by visiting them in their homes. The C.P.A.S. Million Shilling Victory Thankoffering, Fund is in great need of your support- Will you send your gift to-day ? Contributions (marked M.S.F. ") should be sent to the Secretaries, C.P.A.S., Falcon Court. 32, Fleet Street. London, E.C. 4. La J