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Glamorganshire Assizes. TO-DAY'S PROCEEDINGS. The business of these Assizes was resumed this ,w,,)riiing ab Cardiff, NISI PRIUS COURT. (Before Mr Justice GRANTHAM.) PECULIAR INSURANCE CASE. Marked Conflict of Evidence. MCMURRAY V. GBESHAM LIFE ASSURANCE CO. —This was an action for £ 150 brought by William John McMurray. a Swansea commission agent, against the Gresham Life Assurance Company, who were alleged, without just oause, to have refused to pay that amount to plaintiff under a death policy which had been duly assigned to him. Mr Abel Thomas, M.P., and Mr John Plews appeared for the plaintiff, the defendant company being represented by Mr Bowen Rowlands, Q.C., and Mr D. Villiers Meager. A special jury was empanelled. The circumstances were somewhat extraordinary. Plaintiff's case was that he was engaged in cf debt recovery company and acted as commission agent in the Swansea district, and became acquainted through business transactions with a Mrs Elizabeth Jones, wife of a gas worker living at Morriston. In May, 1893, Mrs Jones effected an insurance on her own life with the defendant company for £ 150, and paid the first premium of B3 6s 6d. When the next year's premium became due Mrs Jones found herself unable to pay the amount due, bad trade in the district having reduced her husband's earnings. She told plaintiff this and asked him to buy the policy as she was too poor to hold it. He agreed to purchase the policy for B5, less the amount of the premium then due. He saw Mr Jackson, the company's agent, and asked him if the transaction was in order, and was answered in the affirmative. An assignment of the policy to him was made out, and signed by Mrs Jones. He continued to pay the premiums in 1895 and 1896, and in August of Jasb year Mrs Jones died in a fit. On his application for the sum due on Mrs Jones's death he was told that the policy was void, because certain statements made by her to ths insurance agent who ac- cepted the "life" had been proved to the company's satisfaction to be misleading. Eventually the agent offered him various sums in settlement, the last and largest offer being £ 75. These he had all refused, and had brought the present action to recover the full amount. Iu cross-examination McMurray said lie knew nothing about the insuring of Mrs Jones's husband for the same sum at the same time, or that he had had a conversation with the local inspector of ngents to the Gresham Company about the insuring of the husband. Mrs Jones was nct in very poor circumstances there were many, many poorer families in Morriston. He was not much surprised at the fact that Mrs Jones had insured herself for JB150, as her husband had been getting good wages. He had no knowledge that Mrs Jones had been weakly for several years. Mr Abel Thomas asked and secured leave to close his case, reserving the right to call rebutting --evidence. The D»fenc9. Mr Bowen Rowlands, opening the case for the defence, said that lie would show thatMcMurray's evidence was inaccurate in many respects, that he bad not been a comparative stranger, but a close acquaintance of Mrs Johes, and must hsve known she had for several years been a sickly woman. McMurray was the real insurer of Mrs Jones's life, and witnesses would state that he knew of the insuring of the husband's life. It was beyond conoaption that people in Mr and -Al rs Jones's circumstances would have dreamed of iusuring for B300. Then the state- ments on the proposal were misleading, one being that she had last been under medical treatment, and then for a slight cold, 12 months previously, whilst Dr. E. R;ce Morgan and his assistant would be able to prove that in the March previous to the May in which the policy was issued Mrs Jones had been fre- quently visited, and had been in a very weak state. Mr J. Oynwdd Evans, inspector of agents in 1893 for the Gresham Company, related a con- versation he said he had with the plaintiff, whom he alleged to have told him he had an insurance interest in the life of Mrs Jones. Plaintiff told him he desired to have the policy made out in Mrs Jones's name, he having it assigned to him and paying the whole of tile premiums. Witness said he had tolu McMunay his office would not approve of Mrs Jones, and suggested that the proposal could not be entertained unless her husband was insured as well, the company not caring to take female lives. -Cross-examined He had been a director of the Universal while he was in the employ of the Gresham Company. Subsequently he had given his whole time to tha Universal. He bad' been summarily dismissed from that position, and had taken action against the Universal Company fur wrongful dismissal and for libel, charging them with having alleged that he had been guilty of falsifying their accounts. He had not secured a verdict against the company for the libel. Mrs Jones's name was on the policy, and he admitted writing on the proposal that Mrs Jones insured herself with all rights under theMarried Women's Act,—iVXr Thoinaa You knew-you have said you know—that McMurray was paying the premiums, and that an assignment was Roing to be made out ? Yes.—Then you meant the com- pany to beliove a tie ? Well, if you put it in that way, of course,—Mr Thomas's further questions were directed to show that the witness had imagined the conversation he had spoken to as taking place between him and McMurray befoie the insurance was effeoted. Witness admitted that the Gresham Company had special forms for cases when one person wanted to insure another person's life. Theile forms had not been used in this case; and in answer to Mr Thomas witness agreed that the proceedings, as he described them, were fishy," but declined to agree that he had joined in a fraudulent transaction. Re-examined He had gained a verdicb for 229 odd against the Universal Company for wrongful dismissal.—Dr. E. Rice Morgan was then called. He stated that he attended Mrs J OMs seven times in the March before she becama insured. At that time he certainly did not considar her a fit subjecb for insurance. She was below medium sbabure and of weakly appearanco. She had been suffering with a cold in March, with debility, general weakness, irregularity of the heart, and an unstable and irritable nervous system. [PROCEEDING. ]

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