LEADING ARTICLES Welsh Disestablishment In praise of Welsh Cobs Notes and Comments.
NEWS FROM Aberystwyth, Bala. ,• Arerayron. Barmouti, Dolgeiiey, Machynlleth, Lampeter, &c., &"
Wanted. LARCH AND OAK TREES Wanted in quanti- JLj ties.—John Evans, Timber Merchant, Caersws, Mont. y WANTED, Mining and Qnarry Plant, Rails, Machinery, Trams, Pumps, Waterwheels, Wrought and Cast-irons, Scrap, Lead, Zinc, Copper, Brass, Hemp, and Manilla Ropes, Ships, Sails, Anchors, Chains, Waste, Rubber, etc., etc. Highest Cash prices.-McIlquham, Bridge End Abates, Aberystwyth. GROCERY. Wanted a Strong Lad, 15 years of age as an Apprentice. Good hours.—Apply JIFLFES JONES. Grocer, Ystrad Rhondda. WANTED, Cooks, Housemaids, General Ser- vants. and Kitchenmaids.—Apply, Mrs Mackenzie, Pier-street, Aberystwyth. —" A- c'd Young Man as Haulier vIRL &c., accusromed to horses; indoors good wasIs to suitable man.—State particulars. Stephen EvSps, Tonyrefail. OCERY.-Wanted Young Man to look after U Horse and deliver and assist indoors..—Ap ply;W. Clarke, Blaenclydach. I TO FARMERS AND OTHERS. 500 to 1000 Rabbits wanted weekly, state lowest casnlprice on Rail.-Apply, Messrs VAUGHAN an o., Commission Agents, 17, Leckwith-road, n, Cardiff. WANTED.—A young lad as an Apprentice to the Grocery and Provision Trade, must be 15 prs of age.—Apply, R. D. Jones, provision I memiant, New Tredegar, via Cardiff. .1..1 f^SNERAL SERVANT WANTED in a family of two persons and comfortable home near Lqj|fon.—Apply, Mrs. Goslin, Ravenscroft, Welling, WANTED immediately a thoroughly trust- Vv worthy Working Housekeeper for a small farm, able to make butter and cheese. Good salary. Applications, stating age. experience, sal- ary required, with two testimonials, to D. Edmonds, CaJpeI Bach Farm, Llangonoyd, Bridgend. WANTED, good GENERAL SERVANT at once Able to cook, wash and iron four in family housemaid and boy kept. Wages, 414.-Apply, Mrs. REES, Abertillery Vicarage, Monmouthshire. TO TAILORS. WANTED immediately, good TROUSER W HAND; also COAT HANDS Constant work for steady men.—Apply, MORGAN, Regent Ifoose, Llanon, Aberystwyth. APPRENTICE Wanted for the Ironmongery and Implement Trades. Terms, 3 years outdoors. Apply, William James & Sons, Newcastle Emlyn. WANTED, WORKING WOODMAN, well up in measuring, valuing, and planting trees also drauyng, fencing, and general estate repairs, etc. Knowledge of Welsh desirable must be sober, young, and active.-Apply, stating age, whether married or single, an wages required, to Mr. Richard Gillart, Bete,teE, Office, Plas. Machynlleth. AN TRAVELLER wanted at once by whole- T sale firm calling on Grocers and Confection- ers. Must be good driver and able to speak Welsh. -Address, Traveller," Welsh Gazette' Office. For Sale. FLOWERS.-Cut Flowers and Plants for Sale Jt- Palms, &c., on Hire for Decoration.—Apply HEAD GARDENER, Queen's Hotel Gardens, Aberystwyth. TJfl^ME CLOVER and Rye Grass Hay 80s per JL ton, Prime Meadow Hay 75s. per ton, trussed, delivered on rail, Ruthin; Wheat Straw in battens 55s per ton Oats and Barley Straw 45s per ton Prime quality Garton; abundance Seed; Wheat straw, k3 per ton on rail Flint and Denbigh stations; Oats at 7s 6d per 105; Burton Prize Malttng Barley Seed; also Chevelier Barley Seed. ganves and prices on application. Apply, HUqHES, CHE STORES, Ruthin. T6 BE SOLD, by Private Treaty, a desirable Dwelling House, situate in Railway-terrace, containing 8 rooms.—Apply, Daniel, Son, and Meredith, Queen's-road, Aberystwyth. "myflLLINER' Shop For Sale or by valuation.— Apply to Miss E. J. Howells, College-street, Larqpeter FOR SALE by Private Treaty, all that Leasehold Messuage and Premises situate and being No. 24. Alexandra-road (formerly Railway-terrace), con- taining front and back parlours, kitchen, pantry, and wash-house, 3 bedrooms and attic, and usual offices and yard. Unexpired term, 39 years or thereabouts from the 12th day of May next. Total ground rent, 9 .-For particulars apply to T. J. Samuel, Solicitor, Aberystwyth. To Let. ABERYSTWYTH.—TO BE LET, at once, several splendid Dwellin Houses, containing 14 Rooms, pleasant situation, few minutes' walk from the Promenade.—Apply, MESSRS DANIEL, SON and MEREDITH Estate Agents, Queen's-road, Aber- ystwyth. "D. ORTH.-For Sale, by Private Treaty, a Free- hold Dwelling House, containing Seven Rooms, Small Garden.—Apply, Daniel, Son, and Meredith, Aberystwyth. FARM TO LET. 11HE Urban District Council of Towyn are pre- pared to consider applications for the tenancy of Bwlchgwyn, Aberdovey. Acreage 54. Good Buildings The farm is situated about 15 minutes' walk of the town of Aberdovey, and the house is in a favourable position for catering to visitors to Happy Valley and Bearded Lake. Applications to be sent to Mr. R. P. Morgan, Llwynteg, Towyn, or to Mr. E. Williams, 10, Sea View, Aberdovey, on or before Tuesday, February 11th, 1902. The tenant will have an option of a lease for five or ten years. Apartments. 6ri"!RINlTY PLACE, apartments to let, con q _L venient to sea and station.—MBS EDWARDS. .— OLAREMONT HOUSE, 30, Marine-terrace, is centrally situated and commands full view of tea. First-class apartments. Moderate terms3 Reduced charges for winter months; hot and cold baths sanitary arrangements perfect —Mrs. ANKERS MANCHESTER & MILFORD RAILWAY NOTICE TO TRADERS. THE Head Offices of the Company have been re- -JL moved to more commodious and convenient premises situated in Alexandra-road (lately known as Railway-terrace), at the corner of Union-street opposite the Railway Station, where a branch has been opened for receiving and forwarding Parcels traale by passenger trains, and dealing with eqgpiiries respecting the extension^of Tourist TfHcets T>QULTRY-KEEPERS should procure a useful JU Book on Poultry-keeping and Thorley's Almanack for 1902, both of which will be sent on receipt of two penny stamps (to cover postage).- Address Almanack Dept., Joseph Thorley (Ltd.), King's Cross, London, the Proprietors [of Ovum, Thdkley's Poultry Spice. 1 Sales by Auction. TOWN OF ABERYSTWYTH. HIGHLY IMPORTANT SALE OF SHOPS AND DWELLING HOUSES. MR. R. K. JENKINS Has been instructed to Sell by Public Auction at the Lion Royal Hotel, Aberystwyth, On Wednesday, February 19th, 1002, At 3 o'clock in the afternoon, the following Desirable FREEHOLD PROPERTIES LoT. I-All that Grocer's Shop and Dwelling-house situate at the comer: of Bridge-street and South- road containing shop, sitting room, and kitchen on the ground floor, sitting room and two bedrooms on the flrst floor, and three bedrooms on the second floor. This Lot is in the occupation of Mr James Mcllquham. LoT 2.—All that Dwelling-house situate in Bridge- street and known as Bridge End House oontaining sitting room, kitchen and back kitchen on the Ground Floor, sitting room and two bedrooms on the first floor, and three bedrooms on the second floor. Also. a large cellar in the basement measuring 30ft. by 30ft., suitable for storing or warehousing. This Lot is subject to retention of posession by Mrs Jones [for her life at an annual rental of E20. LOT 3.—All that Earthenware Shop and Dwelliag- house known as No 10, South-road. Also a large cellar in the basement measuring 23ft by 30ft. This lot is in the occupation of Mr James Mcllquham. LOT 4.-All that Dwelling-house adjoining the last shop being No 9, South-road in the occupation of Captain Jones together with cellar in basement. LOT 5.-All that Dwelling-house adjoining the last Lot being No. 8, South-road in the occupation of Mrs Botwood, Jalso a commodious cellar in basement measuring 23ft by 30ft., suitable for storing or warehousing. The last 3 lots are admirably adapted Has Shops, Private Residences or Lodging Houses. Th" vendor reserves the right of putting up Lots 1 and 2 together in case purchasers should desire to secure the block for the purpose of enlarging the shop and making one fine frontage, or in the alternative to put up together Lots 1 and 3 as at present held by Mr McIlquham. The premises are a particularly desirable property. The Grocer's Shop is in the main thoroughfare which leads to Trefechan and to all, the roads south of Aberystwyth. The Shop stands at the junction of four roads and supplies, with scarcely any opposition, Mill-street, Bridge-street, and South-road to South Marine-terrace, High-street, Prospect-street, Pen- maesglas-road, etc., etc. It is in one of the best positions in the town and suitable for any kind of business. The Warehouses in the basement referred to are invaluable for the storage of goods. The district is a rising and improving part of the town as South-road leads to the new Marine- promenade now in course of erection. All Lots except Lot 2 are held on yearly tenancies and can be terminated by the usual six months notice. For further particulars apply to the Auctioneer, of No. 9, Baker-street, or to Messrs Smith Davies and Co., Solicitors, all of Aberystwyth. PRELIMINARY ANNOUNCEMENT. THE FREEHOLD FARMS OF RUGOG AND TYMAWR Situate between Corris and Talyllyn in the County of Merioneth, will be Offered for Sale at an early date. For further particulars apply to Mr. John Rowlands, Solicitor, Machynlleth; Messrs. Evans & Gillart, Solicitors, Machynlleth; or Messrs. Gillart & Sons, Auctioneers, Machynlleth. To be Sold. CAMBRIAN RAILWAYS COMPANY. TO BE SOLD BY PRIVATE TREATY, the several stacks of well-harvested HAY, of the growth of 1901, standing at the undermentioned Stations on the Cambrian Railways, and estimated to contain the respective quantities more or less, also undermentioned, viz.:— Estimated Estimated STATIONS. Weight i STATIONS. Weight Tons. I Tons. -—— —■■(». Kerry 3 j Portroarloe j ♦ Bougbrood 4 Criccieth | 6 Talgarth 6 Abererch | 4 Talgarth 6 Abererch ) 4 I t For further particulars, and to treat, apply to C. S. DENNISS Secretary and General Manager. Oswestry, December, 1901. wa————^—i————■——■i Educational. PENCADER GRAMMAR SCHOOL. BOARDING and Day School for Boys and Girls, Additional boarding accommodation for the exclusive use of girls has been recently provided by the erection of two new houses specially designed for the purpose. This department is under the supervision of the Music Mistress. The diet is un: limited and of the best quality. THIRTY-SEVEN SUCCESSES obtained this year, including the Matriculation of the Universities of London and Wales; College of Preceptors; South Kensington Science and Art Entrance to Theological Colleges of Bangor (Baptist) and Car- diff (Baptist) Queen's Scholarship. Since 1891 a total of 511 SUCCESSES obtained at Public Examinations, including those of 38 Under-graduates of the Universities of London (20), Wales (9), and the Royal University of Ireland (9). Terms and reports on application to the Head Master. HIGH SCHOOL FOR GIRLS V I C T 0 R I A (MARINE) T E R R A C E A BERYSTWYTHl SEPARATE KINDERGARTEN. PRINCIPAL Miss KATE B. LLOYD. Certificated Mistress, Assisted by a Staff of highly qualified Resident Governesses. REFERENCES— Thomas Jones, Esq., B.A., H.M. Inspector of Schools Llanelly; The Rev. O. Evans, D.D., King's Cross, London. < E. H. Short, Esq., H.M. Inspector, Aberystwyth. Principal Edwards, D.D., Bala Theological College. Principal Roberts, M.A., U.C.W. Principal Prys, M.A., Trevecca College. Dr Scholle Aberdeen University. Rev T. A Penry, Aberystwyth. Pupils prepared for the London and Welsh Matriou lations Oxford and Cambridge Examinations, &c. For Terms &c,, apply PRINCIPAL} LLANDYSSUL COUNTY SCHOOL. HEADMASTER; WILLIAM LEWIS, M.A. CANTAB., WRANGLER, 1890. Assisted by a highly-qualified Staff of 4 Resident and 2 Visiting Teachers. Very numerous Successes, rapidly increasing from year to year, at the Public Examinations in Science and Art, at the Matriculation Examinations of the Universities of Wales and London, and at the various Preliminary Examinations for Banks, Law, Medicine, &c., &c. Commodious new School Buildings, with well- fitted Laboratories, &c., and most healthily situated amidst about 4 acres of grounds of their own, care- fully laid out for all school games. N.B.—Cookery and Laundry work taught by a qualified Mistress. Excellent Accommodation for Boy and Girl Boarders with the Headmaster at a very moderate fee. Tuition fee: iEl per term, or iC3 per annum. Public Notices. NEWCASTLE EMLYN URBAN DIS- 1 TRICT COUNCIL. TO CONTRACTORS THE Council invites Tenders for Paving, Drain- ing, &c., the Fairfield, Newcastle Emlyn. I' Plans and specifications may be seen at my Office. Tenders, endorsed "Cattle Market," to be sent to W. Evans George, Esq., Solicitor, Newcastle Emlyn, by the 24th proximo. The lowest or any Tender not necessarily accepted. THOMAS THOMAS. Surveyor. Terra Cotta Buildings, Newcastle Emlyn, January 29th, 1902. i — FORTHCOMING SALES BY MESSRS. Daniel, Son and Meredith Tuesday, February 11th.—Gwalia House, Llwyn- gwril. Drapery and Grocery Stock-in-Trade. Commencing at 1.30 p.m. Wednesday, February 12th.-No. 1, Glanaber Villas, Barmouth. Household Furniture and other Effects. Commencing at 1.30 p.m. Tuesday, February 18th,—No. 2, Belle Vue, Bar- mouth. Household Furniture and other Effects. Thursday and Friday, February 20th and 21st.-Sale Rooms, Aberystwyth. Household Furniture, &c. Wednesday and Thursday, February 26th and 27th.- At Marine Parade, Barmouth. Household Furni- ture, &c. Wednesday and Thursday, March 12th and 13th — Hendremynach, Barmouth. Household Furni- ture, &c. EMIGRATION TO CANADA. Canada offers great inducements to Farmers, Farm Labourers, Young Men desiring to learn Farming, Domestic Servants, and all classes of desirable Emigrants. Free Grants of 160 Acres of Wheat Land. HOW, WHEN, AND WHERE to proceed may be ascertained from the publica- tions of the Canadian Government.—These, to- gether with any information desired as to the Trade and Commerce of the Dominion, may be obtained gratis and post free on application to the Canada Government Office, Western Mail Buildings, Cardiff. Write for particulars. NEWCASTLE EMLYN. i HUGE EISTEDDFOD Wednesday, 13th August, 1902. CHIEF CHORAL TEST PIECE-" The Night is departing (from Mendelssohn's Hymn of Praise "). PRIZE EIOO, and Music value X3 to the Conductor. MALE VOICE TEST PIECE-" Son of God," by Mr. D. Jenkins, Mus. Bac. PRIZE X40. .r:a;.j:oOk. :4-f" Programmes giving fuller particulars, 2d.; by Post, 21d. W. LEWES, Esq., Hon. Sec. T. T. ELIAS, Sees. J. PICTON JONES, j cs. I PRELIMINARY NOTICE. ROYAL PIER PAVILION. A TRADESMEN'S BALL Will be held On WEDNESDA Y, April 2nd, 190S. Double Ticket, 12s. 6d.; Single, 7s. 6d. (including Supper). President: Councillor R. J. JONES, Mayor. Treasurer: Mr. GEORGE DAVIS, J.P. Hon. Sees.: Councillor R. PEAKE and Mr. H. E. WHEATLEY. All applications for tickets must be made before Saturday, March 15th, 1902. to the Hon. Sees. Address—Portland House, Aberystwyth. David T. Davies Begs to inform the Public that he has started a Business as AUCTIONEER & VALUER And hopes to receive their kind support. Sales of Freehold and Leasehold Proper- ties. Farming Stock, Household Furniture, etc., etc., undertaken. PANTYBEUDY HALL. LLANGEITHO. CAMBRIAN RAILWAYS. CHEAP WEEK-END EXCURSION TICKETS ARE ISSUED EVERY FRIDAY AND SATURDAY | TO Birmingham, Wolverhampton, Walsall, Peter- borough, Derby, Burton-on-Trent, Stafford, Cov- entry, Manchester. Preston, Blackburn, Bolton, Leeds, Dewsbury, Huddersfield, Liverpool, Birken- head, Wigan, Warrington, Leicester, Shrewsbury, Bradford, Sheffield, and Northampton, FROM Newtown, Llanidloes, Machynlleth, Borth, Aberys- twyth, Aberdovey, Towyn, Barmouth, Dolgelley, Harlecb, Portmadoc, Penrhyndeudraeth, Criccieth, and Pwllheli. Passengers return on the Monday or Tuesday following issue of tickets. For full particulars as to train times and fares see bills. SIMILAR WEEK-END AND TEN DAYS' TICKETS are also issued from Liverpool, Manches- ter, Stockport, Chester, Crewe, Stafford, Shrews- bury, Bradford, Leeds, Oldham, Huddersfield. Halifax, Rochdale, Wakefield' Blackburn, Chorley, Accrington, Burnley, Bolton, Wigan, Warrington, Preston, Leicester, Derby, Burton, Stoke, Bursletn, Hanley, Birkenhead, Birmingham, Wolverhampton, Wednesbury, Walsall, Peterboro', Northampton, Hull, Sheffield, Barnsley, &c., &c., to Oswestry, Llanymynech, Llanfyllin, Welshpool, Montgomery, Newtown, Llanidloes, Machynlleth, Borth. Aber- ystwyth, Aberdovey, Towyn, Barmouth, Dolgelley, Harlech, Portmadoc, Criccieth, and Pwllheli. WEEK-END EXCURSION TICKETS WILL BE ISSUED EVERY FRIDAY AND SATURDAY TO EDINBURGH & GLASGOW (By the direct route via Whitchurch, Crewe, Preston and Carlisle), Available for return on the following Sunday (where Train Service permits), Monday or Tuesday. For particulars of Fares, &c., see Handbills issued by the Company. All information regarding Excursion Trains and Tourist arrangements on the Cambrian Railways can be obtained by Mr W. H. Gough, Traffic Super- intendent, Oswestry. C. S. DENNISS, Secretary and General Manager. Oswestry, Jan., 1902. Public Notices. SIXTY-JSINTH ANNUAL 11EPORT OF THE NATIONAL PROVINCIAL BANK OF ENGLAND, t LIMITED. JANUARY, 1902. RIBBD CAPITAL, £ 15,900,000. CAPITAL-^PAID iE3,000,000 UNCALLED 2,300,000 ^•RESERVE LIABILITY 10,600,000 £ 15,900,000 RESERVE nID (invested in English Government Securities), £ 2,300,000. igpUMBER OF SHAREHOLDERS, 14,380. F „ DIRECTORS CHARLES BARCLAY, Estt jf' THE RIGHT HON. THE EARL OF LICHFIELD MAURICE OTHO FITZGHMED, ESQ. GEORGE FORBES MALCOLMSON ESQ » WILLIAM HENRY NEVILLE GOSCHEN, ESQ. WILLIAM ROBERT MOBERLY, ESQ. JOHN OLIVER HANSON., ESQ. I SELWYN ROBERT PRYOR, ESQ. CLAUDE VILLIERS EMlLfUS LAURIE. ESQ. THOMAS GEORGE ROBINSON. ESQ. FRANCIS CHARLES LE MERCHANT, ESQ. ROBERT WIGRAM, ESQ. § JOINT GENERAL MANAGERS: JRCHWARD, ESQ., WILLIAM FIDGEON, ESQ., AND SROBERT THOMAS HAINES, ESQ. SOLICITORS ERNEST JAMES WIEDE, ESQ, WALTER EDWARD MOORE, ESQ. The Directors have the pleasure to submit the Balance Sheet for the year 1901, and to report that after making provision for all ted and doubtful debts, And for the rebate of discount on current bills the profits, including £ 96,697:5s. Id. brought forward, amount to £ 736,848 10s. 6d, which has been appropriated as follows:- £ Interim DivilJBiof 10 per cent, paid in August last 300^000 0 *0 A further Divjffi&l of 10 per cent, (making 20 per cent, for the year)* MPfoe 8th proximo 300,000 0 0 Transferred erve Fund 25,000 0 0 Transferred tajMgbk Premises Account u. lS OOO 0 n Balance carriflMbrward to the profits of the year 1902 96,848 10 6 f' 736,848 10 6 The Directors retiring b&rotation are Messrs. George Forbes Malcolmson, Francis Charles Le Marchant, and Thomas GeoMflJobinson, all of whom being eligible, offer themselves for re-election The Directors have to ^ftonnce, with great regret, that Mr. Charles Barclay, who has occupied a seat at the Board for 23 yeanW^ during that period rendered very valuable services to the Bank, has felt it necessary to resign la cwwequence of ill-health. To fill the vacancy thus c#jed, Mr. Cecil Lowry Wade, who is duly qualified, offers himself as a Candidate. 4fiT" The Directors have to r<$»rt that Five New Branches have been opened; four in London in Fenchurch Street, Finsbury Pavement, Seven Sisters Road, Holloway. and Sloane Street; and one in the Provinces at Harrogate; Sub-Branches in Frederick Street, Birmingham, New Briggate Leeds, I Hunslet Leeds, and Horfield Bristol. In conformity with the Act Of Parliament, the Shareholders are required to elect the Auditors and fix: their remuneration. Mr. Edwin Waterhouse (of Messrs. Price, Waterhouse & Co.) and Mr. William Barclay Peat (of Messrs. W. l^/Peat & Co.), the retiring Auditors, offer themselves for re-election. BAj^NCE SHEET, 31st December, T901. 4 v 1 LIABILITIES. ASSETS. £ 8. d. r « ri CAPITALCASH Shares °f each' „ ffS'222 2 2 At Bank of England and at Head Office 215,000 „ £ 60 „ £ m „ 2,580,000 0 0 and Branches 7,560,738 16 3 | 3,000,000 0 0 Call and Short Notice 4,193,735 9 3 RESERVE FUND p. 2,300,000 0 0 11,754,474 5 6 CUITREWT, DEPOSIT, and other ACCOUNTS, in- INVESTMENTS:— æ s. d. eluding rebate on Bills not. due,Jto-ovis- English Government Secu- ion for bad and c^ubtfHKfli^3|jSfe^50,640,016 16 9 ritte 9,138,221 9 10 Act 'JPTAHCW & Kvrn as Indian and Colonial Gov- BILI.8 on Account oi Ousiosuors 407,26110 9 ernni. nt Securities PROFIT AND LOSS ACCOUNTDebcn^re Guaran- „ „ „ T teed, and Preference Balance of Profit and Loss Stocks of British Account including llailways; British £ 96,697 6s. Id. brought Corporation & Water- from year 1900 £ 736,848 10 6 works Stocks 6,598,459 17 9 Account, including llailways; British £ 96,697 6s. Id. brought Corporation & Water- from year 1900 £ 736,848 10 6 works Stocks 6,598,459 17 9 ■uess interim Canal, Dock, River Con- Dividend, 10 servancv, and other percent.paid Investments 571,410 2 9 in Aug. last £ 300,000 0 0 16,308,091 10 4 „ Dividend of 10 per cent. CUSTOMERS for ACCEPTANCES and EXDOBS*- £ Xnext 300,0Q0 0 0 MINTS OF FOBKIGN BLLLS. CONTRA •» 407,261 10 9 ..Transferred BILLS DISCOUNTED, LOA*S, &C.27,414,471 10 11 to Reserve ^Do "to Bank" 25,000 ° ° Ba*k PR**rI8K8 in London and Country 559,828 0 6 Premises A/c 15,000 0 0 640,000 0 0 640,000 0 0 —————— 96,848 10 6 £ 56,444,126 18 0 Y, £ 56,444.126 18 0 M. O. FITZGEHALD, "j F. CHURCHWARD, ] G. F. MALCOLMSOK, Directors. W. FIDGEON, i Joint General Managers ROBT. WIGRAM, J R. T. HAINES, J In accordance with the provisions of the Companies Act, 1900, we certify that all our require- ments as Auditors have been complied with and we report that we have ascertained the correctness of the Cash Balances at the Head Office, the Money at Call and Short Notice, and the securities represent- ing the investments of the Bank; and having examined the Balance Sheet in detail with the books at the Head Office and with the certified returns from each Branch, we are of opinion that such Balance Sheet is full and fair and properly drawn up so as to exhibit a true and correct view of the state of the Bank's affairs, as shown by such Books and Returns. Ja^ry, 1 At the Annual General Meeting (Robert Wigram, Esq., in the chair) the above Report was adopted. The retiring Directors, Messrs. George Forbes Malcolmson, Francis Charles Le Marchant, and Thomas George Robinson were re-elected, and Mr. Cecil Lowry Wade was elected a Director of the Bank in place of Mr. Charles Barclay. A vote of thanks to Mr. Barclay and sympathy with him and his family on his retirement in consequence of ill-health was passed. Mr. Edwin Waterhouse and Mr. William Barclay Peat were re-appointed Auditors for the current year. The best thanks of the Proprietors were given to the Directors, General Managers, Branch Managers and other Officers of the Bank for their efficient services, and to the Chairman for his able conduct in the chair. The National Provincial Bank of England, Limited, having numerous Branches in England and Wales, as well as Agents and Correspondents at home and abroad, affords great facilities to its customers, who may have money transmitted to the credit of their Accounts through any of the Branches free of charge. Current Accounts are conducted at the Head Office and Metropolitan Branches, and Deposits are received and interest allowed thereon at the rates advertised by the Bank in the London newspapers from time to time. The Bank undertakes the Agency of Private and Joint Stock Banks, also the Purchase and Sale of all British and Foreign Stocks and Shares, and the collection of Dividends, Annuities, &c. Circular Notes and Letters of Credit, payable at the principal towns abroad, are issued for the use 'of Travellers. At the Country Branches Current Accounts are opened, Deposits received, and all other Banking business conducted. ° The Officers ofvthe Bank are bound to secrecy as regards the transactions of its customers. Copies of the Annual Report of the Bank, Lists of Branches, Agents, and Correspondents, may he had on application at the Head Office, and at any of the Bank's Branches. J By order of the Directors, F. CHURCHWARD, ) T 3Oth January, 1902. W. FIDGEON, I J1°™t R. T. HAINES, J Uerieral Managers. NORTH AND SOUTH WALES BANK, LIMITED BALANCE SHEET, At 31 st December, 1901. LIABILITIES. ASSETS. £ s. d. £ s d Deposits, Current Account Bal- Cash in hand, at call or three ances &c. 10,803,936 3 4 days' notice 2,590,884 19 11 Notes in Circulation 42,880 0 0 Investments in Public Securities: Drafts, not exceeding 21 days' Consols, India Stock, and date 6,563 15 7 Debenture and Preference Acceptances and Credits under Stocks of first-class English issue 556,406 II 7 Railways 1,603,052 18 3 Bills for Collection and other Bills of Exchange 2 096*737 8 10 items 140,260 8 8 Advances to Customers, tem- porary Loans on Railway and Total Liabilities to Public £ 11,550,046 19 2 other Shares, &c 5,146 751 15 9 CAPITAL PAID UP: Acceptances, and Credits unac- On01dShares £ 600,000 0 0 cepted per contra 'iSfidflfi 11 7 On New Shares 59,602 0 0 Bank Buildings—Head Office RESERVE FUND 400,000 0 0 and Branches 250,924 17 8 Premium re- < o ceived on ac- count of New Share issue .104,005 0 0 UNDIVIDED PRO- FITS 23,239 13 6 „ Sums in transitu with Branches 1,186,846 13 6 and Agents and other items. 492,135 0 8 £ 12.736,893 12 8 £ 12,736.893 12 8 JOSEPH BEAUSIRE,] ?AT91TBEAZLEY' [ Directers. T. ROWLAND HUGHES JOHN NAYLOR, J General Manager. In conformity with the Companies' Act, 1900, we certify that all our requirements as Auditors have been complied with. We beg to report that we have verified the Cash and Bills of Exchange on hand at the Head Office, and at the Liverpool and District Branches, and have examined the securities representing the Bank's Investments and those held against short loans and advances to customers and find them to be in order. We have also examined the Balance Sheet in detail with the Books at the Head Office and the Certified Returns from the Branches, and, in our opinion, the Balance Sheet is a full and fair Balance Sheet. pro- perly drawn up so as to exhibit a correct view of the Bank's affairs, as shown by the Books of the Bank HARMOOD BANNER & SON. Chartered Accountants. Business Notices. J r SPECIAL NOTICE. SPECIAL NOTICE. — GREAT ANNUAL CLEARANCE SALE OF prapcrj). furnishing, S, Ready-made flotpina nisb'ngt 4 Rtad-V=Made Clotbin AT LONDON HOUSE, GREAT DARKGATE STREET, lOt ABERYSTWYTH. ijj FOR ONE MONTH ONLY 1 GREAT BARGAINS will be offered in all Departments during the Sale. Remnan and Odd Lenh at about Half-prim durin the Sale. ARWERTHIANT MA WR t BLYNYDDOL ol.obrn.ath o Nwyddau DilJad, Oilcloths, Carpets, Bkncedi, Ticte "li I .■ Calicos. Yr holl Remnants 1 w chrio allan yn ystod y Sale am haner pris.' ROWLAND MORGAN, LONDON HOUSE, j GREAT DARKGATE STREET. Ihe Finest Steel in the world is used in the makeof M. H. DA VIS AND SONS ¡. CELEBRATED CYMRO RAZORS. PRICE, 3s 6d. EACH. ■ ( Shaving is a l pleasure with one of these. .¡ Sold only by M. H. DAVIS & SONS, Aberystwyth. 44 The Standard of Highest Parity.'—The Lancet. Gadbury's' eoeoa DELICIOUS AND UNADULTERATED. NO KOLA, MALT, OR HOPS. SPECIALLY RICH IN FLESH-FORMING AND HEALTH SUSTAINING PRINCIPLES. ABSOLUTELY PURE, THEREFORE BEST. GOLD WEDDING RINGS EsTABL I_^HE D 1815. Thick and Heavy, Latest Pattern \%7" "T^" Great Variety, Largest Stock in } 21/- Also Keepers of every description Bakers & Confectioners, Sizes sent free on appJication- 19 & o\, NORTH PARADE, l^pjA. M.Webb, AB™™. 22 et. gold-351- REFRESHMENTS as usual. STEPHEN VAUGHAN DAVIES, CORN COLOUR, AND pROVISION Ti/TERCHAAT, LAAIPETEIR. THE Finest Te Man Brith that can be procured fer Is. 4d. per lb. Sole Proprietor of the Tea Brith Stephen Is. lOd. with its marvellous, flavour and Superb Quality, has sprung with a b«und int» the ghest in public flavour. ° ELLIS'PA TENT Wm | 1 COMBINED OIL CAN & FEEDER = THE CELTIC." DAVID ELLIS & SONS, jprnji IRONMONGERS, g jj i| 6, CHALYBEATE STREET, [I ABERYSTWYTH. dESk | MM CAMBRIAN RAILWAYS. Cruft's Dog Show, Royal Agricultural ¡ Hall, February 12—14. Tussaud's Exhibition, Baker Street. Royal Aquarium, St. James' Park. ON FRIDAY, FEBRUARY 7TH, 1902, CHEAP EXCURSION TICKETS Will be issued to LONDON Third Class Fares for the double journey. FroBB Time of 2 days 5 days 8 days starting, tickets. tickets. ticket8 Aberystwyth.12 30 Bow Street .12 40 1 Oo *Llanfihangel 12 45 }■ *Ynyslas }|i) 17s6d 21s Glandovey 1 7 ) "i -J 0 Machynlleth, 1 35 J AAo Passengers return from London (Euston) as under:— Two Days Passengers return at 9-45 p.m. on Satur- day, February 8th. Three Days Passengers return at 9-45 p.m. on Mon- day, February 10th. Five Days Passengers return at 9-45 p.m. on Wed- nesday, February 12th. Eight Days Passengers return at 9-45 p.m. on Friday, February 14th. .Passengers for Ynyslas and Llanfihangel, re- turning by the 9-45 p.m. ex Euston, must alight at Borth. All information regarding Excursion Trains and Tourist Arrangements on the Cambrian Railways can be obtained from Mr. W. H. Gough. Traffic Superintendent, Oswestry. :C. S. DENNISS, Secretary and general Manager Oswestry- January, 1902. COME TO THE WELSH INDUSTRTESDEPO T MAKKET ST., ABERYSTWYTH. J. MORRIS, PENLLWYN, For the best quality of REAL WELSH FLANNEL AND SHIRTINGS BLANCEDI A BRETHYNAU CARTREF, DRESS MATERIALS, SKIRTS, AND SHAWLS, HOSANAU GWLAN 0 BOB MATH, GREEN WELSH POTTERY, J Open only on Mondays and Saturdays during Winter from 12 till 6 pm X CYNHELIR Eisteddfod Fawreddog MEWN PABELL EANG, YN GOG IN AN, DYDD GWENER Y GltOGIITH, 1902-, Prif Ddarn-" Nid i ni, 0 Arglwydd" (RHEDYNOG PRICE). Gwobr, X6, a Medal i'r Arweinydd. Ceir yfmanylion yr wythnos nesai.